Compare Bank & Credit Union Rates
Best savings rates in Ocala, FL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Ocala, FL
- 2.58%APY$258 a year on $10,000
Requirements
Offer: Monthly fee of $20 waived by maintaining a daily balance of $2,500 or an average balance of $5,000.
$20 monthly fee
Rate checked
More details - 2.02%APY$202 a year on $10,000
Requirements
Product: Must maintain daily balance of $250 to accrue interest. Free Electronic statements; paper statements $5.00 per month (requested).
Offer: Must maintain daily balance of $250 to accrue interest.
Rate checked
More details - VyStar Credit UnionMoney MarketMoney Market · $0 min · 0.90%–1.45% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are calculated daily, compounded daily and credited monthly. Account includes checks and a debit card.
0.90% interest rate · Compounded daily · Effective Jan 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.90% $10,000 – $100,000Your amount 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.45% Rate checked
More details - Florida Credit UnionMoney Market Specials - PersonalMoney Market Specials - Personal · $2,500 min · 0.25%–2.00% by balance
Credit union · 2 branches
0.98%APY$98 a year on $10,000intro rateRequirements
Product: Products listed as specials can be discontinued at any time. When special rate expires, account converts to normal product. Interest compounded monthly; Dividend credited monthly.
Offer: Interest compounded monthly; Dividend credited monthly. Products listed as specials can be discontinued at any time. When special rate expires, account converts to normal product.
Promotional rate · 0.25% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Specials - Personal Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.98% $25,000 – $50,000 1.10% $50,000 – $100,000 1.25% $100,000 – $1,000,000 1.50% $1,000,000 and up 2.00% Rate checked
More details - 0.50%APY$50 a year on $10,000intro rate
Requirements
Product: Rates accurate as of last dividend declaration date and may change after account opening. No minimum opening deposit required. Access funds without penalty.
Promotional rate · 0.30% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.30% $2,500 – $10,000 0.40% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 1.00% $250,000 and upAPY accurate as of last dividend declaration date and may change after account opening. 3.51% Rate checked
More details - Ocala Community Credit UnionMoney Market AccountsMoney Market Accounts · $100 min · 0.20%–0.70% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: The rate is established monthly on the 1st of each month. Unlimited personal withdrawals, limit of 6 telephone or Internet transfers per month with minimum transfer $500, and no more than 3 transfers may be made by check. Monthly service charge of $15.00 applies if daily minimum balance of $2,500 is not maintained.
Offer: Rate established monthly on the 1st of each month. Monthly service charge waived if daily balance of $2,500 maintained (otherwise $15.00). Limit of 6 telephone/Internet transfers per month (min $500 transfer) and max 3 by check.
$15 monthly fee
Rate by balance
Rate by balance for Money Market Accounts Balance APY $100 – $2,499 0.20% $2,500 – $10,000 0.40% $10,000 – $25,000Your amountNo monthly service charge when maintaining $2,500 daily minimum balance. 0.50% $25,000 – $50,000No monthly service charge when maintaining $2,500 daily minimum balance. 0.60% $50,000 and upNo monthly service charge when maintaining $2,500 daily minimum balance. 0.70% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Core membership account; requires maintaining a $5.00 balance at all times to remain a member in good standing. Accrues daily, compounded quarterly. Limit of 6 transfers/withdrawals per month.
Offer: Dividend rate (A.P.R.) is 0.30% with 0.30% A.P.Y. Requires maintaining a $5.00 minimum balance.
0.30% interest rate · Compounded quarterly · No monthly fee
Rate checked
More details - Florida Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.02%–1.00% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Interest compounded monthly; Dividend credited monthly. No monthly maintenance fee.
Offer: Interest compounded monthly; Dividend credited monthly. No monthly fee.
0.25% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $40,000 0.45% $40,000 – $100,000 0.55% $100,000 – $2,000,000 0.75% $2,000,000 – $5,000,000 1.00% $5,000,000 and up 0.02% Rate checked
More details - 0.16%APY$16 a year on $10,000with conditions
Requirements
Product: Requires maintaining a First Federal Bank checking account. Up to 6 transfers per month allowed by telephone, preauthorized transfer, or other customer order; $10 charge per withdrawal over 6 per month. $14 monthly fee waived with a $2,500 daily balance. Interest compounded daily and credited monthly.
Offer: Maintain $2,500 daily balance to waive the $14 monthly service charge.
Qualified rate · Compounded daily · $14 monthly fee · Effective Oct 25, 2025
Rate by balance
Rate by balance for Cash Management Balance APY Up to $10,000 0.01% $10,000 – $50,000Your amount 0.16% $50,000 – $250,000 0.53% $250,000 – $750,000 0.74% $750,000 – $1,000,000 0.87% $1,000,000 and up 1.08% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest compounded quarterly; dividend credited quarterly.
Offer: Interest compounded quarterly; dividend credited quarterly.
0.15% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Primary share account establishing credit union membership/ownership with a $5.00 minimum balance. Interest compounded quarterly; dividend credited quarterly.
Offer: Interest compounded quarterly; dividend credited quarterly.
0.15% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - GTE FinancialSavings Account (Regular Shares)Savings · $5 min · 0.00%–0.50% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Primary savings account / Member-Owner Share requires a $5 deposit to become a member. Balances of $100 or more earn dividends.
0.00% interest rate
Rate by balance
Rate by balance for Savings Account (Regular Shares) Balance APY Up to $100 0.00% $100 – $500 0.50% $500 and upYour amount 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - Radiant Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 0.10%–0.30% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Compounded daily. No monthly service fee.
Offer: Compounded daily.
0.10% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $200,000 0.20% $200,000 and up 0.30% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Quarterly compounding. Great for vacation or holiday savings accounts. No limitation as to how many shares can be opened.
Offer: Quarterly compounding.
0.05% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Special Share Balance APY $500 – $10,000 0.05% $10,000 and upYour amount 0.08% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Ocala, FL
43 accounts at 14 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 0.50%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.10%
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Ocala, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Radiant Credit UnionCredit union · 1 branch
- Gala BankBank · 1 branch
- Florida Credit UnionCredit union · 5 branches