Compare Bank & Credit Union Rates
Best savings rates in Middletown, CT
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Middletown, CT
- 2.84%APY$284 a year on $10,000
Requirements
Product: Initial deposit and minimum balance of $25.00 required. Dividends paid quarterly. Members own a share in the organization.
Offer: Dividends declared third quarter 2026. Paid quarterly.
2.80% interest rate · No monthly fee
Rate checked
More details - 2.02%APY$202 a year on $10,000
Requirements
Product: $5.00 deposit to open. Earns quarterly dividends. Member designates the savings goal. Payroll deduction available for CT State employees.
Offer: Earns quarterly dividends.
2.00% interest rate
Rate checked
More details - Liberty BankMoney Market SpecialMoney Market Special · $25 min · 2.00%–3.00% by balance
Bank · 3 branches
2.00%APY$200 a year on $10,000Requirements
Product: Minimum to open is $25. Minimum daily balance to earn APY is $0.01. If the account owner is under the age of 18, the account must be a joint with a parent or guardian. Avoid $2 monthly paper statement fee with eStatements (account holders age 65 or over are exempt). Rate is variable and subject to change at any time. Must visit a branch to open.
1.98% interest rate · Effective Jan 5, 2026
Rate by balance
Rate by balance for Money Market Special Balance APY Up to $50,000Your amount 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - Connecticut State Police Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.72%–1.92% by balance
Credit union · 1 branch
1.72%APY$172 a year on $10,000Requirements
Product: $1,000 minimum balance required to earn monthly dividends; six withdrawals allowed per month.
1.70% interest rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $19,999Your amount 1.72% $20,000 – $74,999 1.82% $75,000 and up 1.92% Rate checked
More details - Dutch Point Credit UnionMaxi Money MarketMaxi Money Market · $2,500 min · 0.45%–1.50% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Offer: Tier 1. $2,500 minimum balance required to earn dividends. Dividend rate may change after the account is opened.
0.45% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Maxi Money Market Balance APY $2,500 – $10,000 0.45% $10,000 – $25,000Your amountTier 2. 0.60% $25,000 – $50,000Tier 3. 0.85% $50,000 – $100,000Tier 4. 1.00% $100,000 and upTier 5. 1.50% Rate checked
More details - Ellafi Federal Credit UnionAmplifi Money Market AccountAmplifi Money Market Account · $1,000 min · 0.40%–2.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000. Dividends are compounded and credited monthly using the average daily balance method.
0.40% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Amplifi Money Market Account Balance APY $1,000 – $10,000 0.40% $10,000 – $50,000Your amount 0.50% $50,000 – $150,000 0.75% $150,000 – $250,000 1.00% $250,000 and up 2.00% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum to open is $25. Minimum daily balance to earn APY is $0.01. If the account owner is under the age of 18, the account must be a joint with a parent or guardian. Avoid $2 monthly paper statement fee with eStatements (account holders age 65 or over are exempt). Rate is variable and subject to change at any time.
0.05% interest rate · Effective Jan 5, 2026
Rate by balance
Rate by balance for Money Maker Balance APY Up to $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.20% $100,000 – $150,000 0.20% $150,000 – $200,000 0.25% $200,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Free use of Liberty and non-Liberty ATMs (surcharges from other banks not rebated). If account owner is under 16, account must be joint with parent/guardian. Avoid $2 monthly paper statement fee with eStatements (owners 65+ exempt).
0.05% interest rate · No monthly fee · Effective May 15, 2024
Rate by balance
Rate by balance for Cinch Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 and up 0.10% Rate checked
More details - Liberty BankRelationship High Yield SavingsSavings · $25 min · 0.05%–3.85% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Consumer accounts only (not available for trusts or IRAs). Minimum daily balance to earn APY is $0.01. If the account owner is under 16, account must be joint with parent/guardian. Avoid $2 monthly paper statement fee with eStatements (owners 65+ exempt).
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship High Yield Savings Balance APY Up to $15,000Your amount 0.05% $15,000 – $50,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 2.25% $50,000 – $100,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 2.50% $100,000 – $250,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 3.50% $250,000 and upWith bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Automatically transfers funds to cover overdrafts (requires a Liberty Bank checking account). $3 monthly fee waived if minimum daily balance of $100 is maintained, or if primary account owner is 65+ or 18 and under. Avoid $2 monthly paper statement fee with eStatements.
0.05% interest rate · $3 monthly fee · Effective May 15, 2024
Rate by balance
Rate by balance for Overdraft Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $75,000 0.10% $75,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Save your money in this special rainy day account for planned or unforeseen purposes. Whether it's to replace an old appliance, upgrade your technology, or to use in the event of medical or other emergencies, set up automatic transfer or direct deposit to build this savings.
0.05% interest rate · Effective Sep 21, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Primary account required for all SPCU members. $25 minimum opening deposit. Earn dividends on daily balances of $25 or more, compounded and paid monthly. Manage your account 24/7 with online and mobile banking.
Offer: Earn dividends on daily balances of $25 or more, compounded and paid monthly.
0.05% interest rate · Effective Sep 21, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Middletown, CT
31 accounts at 10 banks and credit unions · checked Oct 15–22
- Typical
- 0.05%
- Top 10% from
- 1.72%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.05%
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Hartford, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- COMTRUST Federal Credit UnionCredit union · 1 branch
- Riverbank Federal Credit UnionCredit union · 1 branch
- Connecticut State Police Credit UnionCredit union · 1 branch