Compare Bank & Credit Union Rates
Best savings rates in Groton, CT
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Groton, CT
- 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. No minimum opening deposit and no monthly maintenance fee. Higher APYs require meeting monthly qualification cycle criteria in linked account (at least 1 direct deposit/ACH credit/payment, at least 12 debit card purchases, and e-statement enrollment).
Offer: Applies to daily balances up to $50,000.00 when qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 3.00% Over $50,000 1.50% Rate checked
More details - Liberty BankMoney Market SpecialMoney Market Special · $25 min · 2.00%–3.00% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Minimum to open is $25. Minimum daily balance to earn APY is $0.01. If the account owner is under the age of 18, the account must be a joint with a parent or guardian. Avoid $2 monthly paper statement fee with eStatements (account holders age 65 or over are exempt). Rate is variable and subject to change at any time. Must visit a branch to open.
1.98% interest rate · Effective Jan 5, 2026
Rate by balance
Rate by balance for Money Market Special Balance APY Up to $50,000Your amount 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Planning for Cash Emergencies. For unexpected life events (job loss, medical emergencies, home/auto repairs). $5.00 minimum deposit in Share Savings required for membership. $50.00 fee applies to withdrawals used for non-qualifying purposes or lacking required documentation.
Offer: A minimum daily balance of $100.00 is required to earn the advertised APY and avoid a monthly service fee. Variable rate.
1.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Baby On Board. Prepare for new arrival and set aside funds for big purchases or appointments. $5.00 minimum deposit in Share Savings required for membership. $50.00 fee applies to withdrawals used for non-qualifying purposes or lacking required documentation.
Offer: A minimum daily balance of $100.00 is required to earn the advertised APY and avoid a monthly service fee. Variable rate.
1.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Home Energy Liquidity Plan. Assists with expenses related to home energy efficiency & improvements. $5.00 minimum deposit in Share Savings required for membership. $50.00 fee applies to withdrawals used for non-qualifying purposes or lacking required documentation.
Offer: A minimum daily balance of $100.00 is required to earn the advertised APY and avoid a monthly service fee. Variable rate.
1.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Home Ownership Made Easier. Save for costs associated with purchasing a home. $5.00 minimum deposit in Share Savings required for membership. $50.00 fee applies to withdrawals used for non-qualifying purposes or lacking required documentation.
Offer: A minimum daily balance of $100.00 is required to earn the advertised APY and avoid a monthly service fee. Variable rate.
1.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - America's First Network Credit UnionMoney MarketMoney Market · 0.35%–1.01% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Fees may reduce the earnings on the account.
Offer: Balance requirement: Over $100,000. Fees may reduce the earnings on the account.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Any balance 1.01% $1,000 – $10,000 0.35% $10,000 – $25,000Your amount 0.50% $25,000 – $100,000 0.70% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Fees may reduce the earnings on the account.
Offer: Balance requirement: Under $1,000. Fees may reduce the earnings on the account.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary account identifying membership. Initial $5 deposit contributes to membership and must be maintained at all times. Earns quarterly dividends based on average daily balance.
Offer: Earns quarterly dividends on average daily balance.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - CorePlus Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.10%–0.20% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered interest rate determined by balance; check writing capability; minimum opening balance $2,000; no monthly service fee; minimum transaction amount $250; limit of 6 transactions per month. Entire balance earns at the tier rate.
Offer: Money Market: Tier 1
0.09% interest rate · No monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 and upYour amount 0.10% $25,000 and upMoney Market: Tier 2 0.15% $50,000 and upMoney Market: Tier 3 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum to open is $25. Minimum daily balance to earn APY is $0.01. If the account owner is under the age of 18, the account must be a joint with a parent or guardian. Avoid $2 monthly paper statement fee with eStatements (account holders age 65 or over are exempt). Rate is variable and subject to change at any time.
0.05% interest rate · Effective Jan 5, 2026
Rate by balance
Rate by balance for Money Maker Balance APY Up to $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.20% $100,000 – $150,000 0.20% $150,000 – $200,000 0.25% $200,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Free use of Liberty and non-Liberty ATMs (surcharges from other banks not rebated). If account owner is under 16, account must be joint with parent/guardian. Avoid $2 monthly paper statement fee with eStatements (owners 65+ exempt).
0.05% interest rate · No monthly fee · Effective May 15, 2024
Rate by balance
Rate by balance for Cinch Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 and up 0.10% Rate checked
More details - Liberty BankRelationship High Yield SavingsSavings · $25 min · 0.05%–3.85% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Consumer accounts only (not available for trusts or IRAs). Minimum daily balance to earn APY is $0.01. If the account owner is under 16, account must be joint with parent/guardian. Avoid $2 monthly paper statement fee with eStatements (owners 65+ exempt).
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship High Yield Savings Balance APY Up to $15,000Your amount 0.05% $15,000 – $50,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 2.25% $50,000 – $100,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 2.50% $100,000 – $250,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 3.50% $250,000 and upWith bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Automatically transfers funds to cover overdrafts (requires a Liberty Bank checking account). $3 monthly fee waived if minimum daily balance of $100 is maintained, or if primary account owner is 65+ or 18 and under. Avoid $2 monthly paper statement fee with eStatements.
0.05% interest rate · $3 monthly fee · Effective May 15, 2024
Rate by balance
Rate by balance for Overdraft Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $75,000 0.10% $75,000 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Groton, CT
33 accounts at 9 banks and credit unions · checked Sep 24–Oct 22
- Typical
- 0.05%
- Top 10% from
- 1.00%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.50%
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Norwich, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CSE Credit UnionCredit union · 1 branch
- Navy Federal Credit UnionCredit union · 3 branches
- Liberty BankBank · 9 branches