Compare Bank & Credit Union Rates
Best savings rates in Hamden, CT
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Hamden, CT
- Nutmeg State Financial Credit UnionHigh-Yield Savings Account (HYSA)Savings · $2,500 min · 0.00%–4.00% by balance
Credit union · 1 branch
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: Available on new money only; funds transferred from an existing NSFCU account do not qualify. Minimum $2,500 deposit required to open and earn advertised APY. Pair with Round-Up Checking to earn an additional 1.00% APY boost on balances of $2,500 to $100,000. No monthly maintenance fees.
Offer: Balances under $2,500 are not eligible to earn interest/dividends.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for High-Yield Savings Account (HYSA) Balance APY Up to $2,500 0.00% $2,500 – $100,000Your amountVariable rate. 4.00% $100,000 and upAvailable on new money only. 0.50% Rate checked
More details - Nutmeg State Financial Credit UnionHigh-Yield Savings Account (HYSA)Savings · $2,500 min
Credit union · 1 branch
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Available on new money only; funds transferred from an existing NSFCU account do not qualify. Minimum $2,500 deposit required to open and earn advertised APY. Pair with Round-Up Checking to earn an additional 1.00% APY boost on balances of $2,500 to $100,000. No monthly maintenance fees.
Offer: Available on new money only; funds transferred from an existing NSFCU account do not qualify. Minimum deposit of $2,500 required to open and earn APY. Base rate without checking boost.
Qualified rate · 2.96% interest rate · Balance cap $100,000 · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Rate is variable and subject to change after the account is open. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.
Offer: No minimum balance required to earn APY. Rate is variable and subject to change after account opening.
2.71% interest rate · Effective Aug 10, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000intro rate
Requirements
Product: Smart Savings is free of monthly maintenance charges. Rate is variable and subject to change after the account is open. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.
Offer: Variable rate subject to change after the account is open. No minimum balance required to earn APY. Free of monthly maintenance charges.
Promotional rate · 2.71% interest rate · No monthly fee · Effective Aug 10, 2026
Rate checked
More details - Liberty BankMoney Market SpecialMoney Market Special · $25 min · 2.00%–3.00% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Minimum to open is $25. Minimum daily balance to earn APY is $0.01. If the account owner is under the age of 18, the account must be a joint with a parent or guardian. Avoid $2 monthly paper statement fee with eStatements (account holders age 65 or over are exempt). Rate is variable and subject to change at any time. Must visit a branch to open.
1.98% interest rate · Effective Jan 5, 2026
Rate by balance
Rate by balance for Money Market Special Balance APY Up to $50,000Your amount 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Must be 18 years of age or older; one Save to Win account per member only; must be a new or existing member in good standing. Minimum opening deposit is $25. Dividends compounded and paid monthly.
Offer: Dividends paid on balances of $0.01 or more. Account subject to minimum balance requirement of $25.
1.49% interest rate · Effective Apr 1, 2023
Rate checked
More details - Connex Credit UnionMoney Market Share AccountMoney Market Share Account · $0 min · 0.30%–2.60% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: No minimum balance required to open account. Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Minimum withdrawal of $500.
Offer: With Your Choice Checking (requires full Direct Deposit or an $8.99 monthly fee is imposed).
0.30% interest rate · Effective Oct 1, 2024
Rate by balance
Rate by balance for Money Market Share Account Balance APY Up to $2,500 0.30% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.55% $25,000 – $50,000 0.60% $50,000 – $100,000 0.70% $100,000 – $250,000 1.60% $250,000 and up 2.60% Rate checked
More details - Eastern Operating Engineers Federal Credit UnionPrimary SavingsSavings · $100 min
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Become a member-owner of Eastern Operating Engineers FCU by opening a Primary Savings Account and maintaining a minimum balance of $100. Rate is variable and may change after account opening. A $10.00 monthly fee applies if balance falls below $100.
Offer: Fee of $10.00 per month applies if balance is below $100. Rates are variable and may change after account opening.
$10 monthly fee · Effective Jan 15, 2025
Rate checked
More details - Connex Credit UnionMoney Market Share AccountMoney Market Share Account · $2,500 min · 0.40%–2.50% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: No minimum balance required to open account. Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Minimum withdrawal of $500.
Offer: Regular rate.
0.40% interest rate · Effective Oct 1, 2024
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $10,000 0.40% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 1.50% $250,000 and up 2.50% Rate checked
More details - Ion BankMoney Market AccountMoney Market Account · $1,000 min · 0.05%–1.15% by balance
Bank · 1 branch
0.40%APY$40 a year on $10,0000.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 0.40% $100,000 – $250,000 0.65% $250,000 and up 1.15% Rate checked
More details - Nutmeg State Financial Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.55% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Dividends are compounded and credited monthly using the average daily balance method. Rates are subject to change at any time and fees may reduce earnings.
Offer: Zero dollars to open the Money Market, $1,000 minimum balance to earn the stated APY.
0.35% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $19,999Your amount 0.35% $20,000 – $74,999 0.45% $75,000 and up 0.55% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Offer: Tier I
0.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amountTier II 0.35% $100,000 and upTier III 0.80% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Tier II
0.10% interest rate · Balance cap $99,999.99 · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum to open is $25. Minimum daily balance to earn APY is $0.01. If the account owner is under the age of 18, the account must be a joint with a parent or guardian. Avoid $2 monthly paper statement fee with eStatements (account holders age 65 or over are exempt). Rate is variable and subject to change at any time.
0.05% interest rate · Effective Jan 5, 2026
Rate by balance
Rate by balance for Money Maker Balance APY Up to $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.20% $100,000 – $150,000 0.20% $150,000 – $200,000 0.25% $200,000 and up 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Hamden, CT
40 accounts at 13 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.08%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.45%
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New Haven, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- USALLIANCE FinancialCredit union · 1 branch
- MSCUCredit union · 1 branch
- Affinity Federal Credit UnionCredit union · 1 branch