Credit union · NCUA insured
Dutch Point Credit Union Savings Rates
Dutch Point Credit Union’s best savings rate is 0.60% APY on $10,000, with its Maxi Money Market. Rates checked October 22, 2026.
How Dutch Point Credit Union’s savings rates compare
Compared with banks and credit unions near Hartford, CT, where Dutch Point Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Dutch Point Credit Union
0.60%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $60
Maxi Money Market
Top rate
Franklin Trust Federal Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Nutmeg State Financial Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Dutch Point Credit Union savings score
80
Savings score
Higher than 52% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0001.50%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dutch Point Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
25 Karat Money Market
1.00%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Tier 1. $25,000 balance required to open account; dividends are earned on $.01 and greater. If the balance falls below $25,000 at any time during the month, a $20 fee will be assessed. Dividend rate may change after the account is opened. | 1.00% | $100 | Tier 1. $25,000 balance required to open account; dividends are earned on $.01 and greater. If the balance falls below $25,000 at any time during the month, a $20 fee will be assessed. Dividend rate may change after the account is opened. |
| $50,000 – $100,000Tier 2. $25,000 balance required to open account; dividends are earned on $.01 and greater. If the balance falls below $25,000 at any time during the month, a $20 fee will be assessed. Dividend rate may change after the account is opened. | 1.25% | — | Tier 2. $25,000 balance required to open account; dividends are earned on $.01 and greater. If the balance falls below $25,000 at any time during the month, a $20 fee will be assessed. Dividend rate may change after the account is opened. |
| $100,000 – $200,000Tier 3. $25,000 balance required to open account; dividends are earned on $.01 and greater. If the balance falls below $25,000 at any time during the month, a $20 fee will be assessed. Dividend rate may change after the account is opened. | 1.50% | — | Tier 3. $25,000 balance required to open account; dividends are earned on $.01 and greater. If the balance falls below $25,000 at any time during the month, a $20 fee will be assessed. Dividend rate may change after the account is opened. |
| $200,000 – $300,000Tier 4. $25,000 balance required to open account; dividends are earned on $.01 and greater. If the balance falls below $25,000 at any time during the month, a $20 fee will be assessed. Dividend rate may change after the account is opened. | 2.00% | — | Tier 4. $25,000 balance required to open account; dividends are earned on $.01 and greater. If the balance falls below $25,000 at any time during the month, a $20 fee will be assessed. Dividend rate may change after the account is opened. |
| $300,000 and upTier 5. $25,000 balance required to open account; dividends are earned on $.01 and greater. If the balance falls below $25,000 at any time during the month, a $20 fee will be assessed. Dividend rate may change after the account is opened. | 2.50% | — | Tier 5. $25,000 balance required to open account; dividends are earned on $.01 and greater. If the balance falls below $25,000 at any time during the month, a $20 fee will be assessed. Dividend rate may change after the account is opened. |
Sources (2)
All captured Oct 4, 2026
Maxi Money Market
0.60%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Tier 1. $2,500 minimum balance required to earn dividends. Dividend rate may change after the account is opened. | 0.45% | — | Tier 1. $2,500 minimum balance required to earn dividends. Dividend rate may change after the account is opened. |
| $10,000 – $25,000Tier 2. $2,500 minimum balance required to earn dividends. Dividend rate may change after the account is opened. | 0.60% | $60 | Tier 2. $2,500 minimum balance required to earn dividends. Dividend rate may change after the account is opened. |
| $25,000 – $50,000Tier 3. $2,500 minimum balance required to earn dividends. Dividend rate may change after the account is opened. | 0.85% | — | Tier 3. $2,500 minimum balance required to earn dividends. Dividend rate may change after the account is opened. |
| $50,000 – $100,000Tier 4. $2,500 minimum balance required to earn dividends. Dividend rate may change after the account is opened. | 1.00% | — | Tier 4. $2,500 minimum balance required to earn dividends. Dividend rate may change after the account is opened. |
| $100,000 and upTier 5. $2,500 minimum balance required to earn dividends. Dividend rate may change after the account is opened. | 1.50% | — | Tier 5. $2,500 minimum balance required to earn dividends. Dividend rate may change after the account is opened. |
Sources (2)
All captured Oct 4, 2026
Escrow
0.50%APY
No minimum balance required to earn dividends. Dividend rate may change after account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance is required to earn dividends. Dividend rate may change after account is opened.Any balance | 0.50% | $50 | No minimum balance is required to earn dividends. Dividend rate may change after account is opened. |
Sources (1)
- dutchpoint.org/rates/savings-rates · captured Oct 4, 2026
Loan Payment
0.02%APY
No minimum balance required to earn dividends. Dividend rate may change after account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance is required to earn dividends. Dividend rate may change after account is opened.Any balance | 0.02% | $2 | No minimum balance is required to earn dividends. Dividend rate may change after account is opened. |
Sources (1)
- dutchpoint.org/rates/savings-rates · captured Oct 4, 2026
Primary Savings
0.02%APY
Requires becoming a member-owner of Dutch Point Credit Union. Minimum balance of $100 required to earn dividends. Dividend rate may change after the account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance of $100 is required to earn dividends. Dividend rate may change after account is opened.$100 and up | 0.02% | $2 | Minimum balance of $100 is required to earn dividends. Dividend rate may change after account is opened. |
Sources (2)
All captured Oct 4, 2026
Special Purpose Savings
0.02%APY
Allows automatic savings allocation and personalized naming for specific savings goals. Minimum balance of $25 required to earn dividends. Dividend rate may change after account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance of $25 is required to earn dividends. Dividend rate may change after account is opened.$25 and up | 0.02% | $2 | Minimum balance of $25 is required to earn dividends. Dividend rate may change after account is opened. |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
IRA Savings
1.00%APY
Available as Traditional IRA or Roth IRA. No setup or maintenance fees. Minimum balance of $25 required to earn dividends. Dividend rate may change after account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance of $25 is required to earn dividends. No setup or maintenance fees. Dividend rate may change after account is opened.$25 and up | 1.00% | $100 | Minimum balance of $25 is required to earn dividends. No setup or maintenance fees. Dividend rate may change after account is opened. |
Sources (2)
All captured Oct 4, 2026
Holiday Club
0.02%APY
Account to set aside funds for holiday and seasonal expenses. Minimum balance of $25 required to earn dividends. Dividend rate may change after account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance of $25 is required to earn dividends. Dividend rate may change after account is opened.$25 and up | 0.02% | $2 | Minimum balance of $25 is required to earn dividends. Dividend rate may change after account is opened. |
Sources (2)
All captured Oct 4, 2026
Who can join Dutch Point Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or conduct business in Hartford, New Haven, New London, or Middlesex County, Connecticut are eligible for membership.
Family and household
- Family members of current Dutch Point Credit Union members are eligible for membership.
Membership information collected October 4, 2026.