Compare Bank & Credit Union Rates
Best savings rates in Los Angeles, CA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 181–195 results in Los Angeles, CA
- University Credit UnionMoney Market PlusMoney Market Plus · $1,000 min · 0.05%–3.45% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Requires a minimum opening deposit of $1,000. Minimum balance of $25. Variable-rate account; rates vary by balance tier and apply to the entire account balance. To earn advertised relationship dividend rate and APY, members must maintain an active UCU checking account under the same member number and receive qualifying deposits totaling at least $1,000 each calendar month (direct deposit, ACH, Zelle, Venmo, PayPal, cash/check deposit, incoming wire; internal transfers, chargebacks, and promotional incentives do not qualify). If checking requirements are not met, default rate is paid (0.05% APY). Dividends calculated daily, compounded and paid monthly.
Offer: Default dividend rate / base tier if checking account or $1,000 qualifying monthly deposit requirement is not met, or for balances under $25,000.
Qualified rate · 0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $24,999Your amount 0.05% $25,000 – $49,999Requires active UCU checking account under the same member number and qualifying monthly deposits totaling at least $1,000. Rate applies to entire balance. 2.70% $50,000 – $99,999Requires active UCU checking account under the same member number and qualifying monthly deposits totaling at least $1,000. Rate applies to entire balance. 2.90% $100,000 – $249,999Requires active UCU checking account under the same member number and qualifying monthly deposits totaling at least $1,000. Rate applies to entire balance. 3.20% $250,000 and upRequires active UCU checking account under the same member number and qualifying monthly deposits totaling at least $1,000. Rate applies to entire balance. 3.45% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends credited quarterly. Membership requirements apply.
Offer: Dividends credited quarterly.
Effective Sep 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Open with $10 minimum opening deposit ($5 one-time LAFCU membership fee, and $5 minimum savings account deposit). A $50 balance must be maintained after six months from joining or a monthly fee applies. Membership eligibility required.
Offer: Includes Secondary Savings. $10 minimum opening deposit ($5 membership fee plus $5 minimum savings deposit). $50 balance required after 6 months to avoid monthly fee.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 minimum deposit to secure Credit Union membership.
Offer: $5 minimum deposit to secure Credit Union membership.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership share and voting right in the credit union. Requires a $5 minimum opening deposit and $5 minimum balance. No monthly maintenance fee, but a $5 monthly low balance fee applies after 12 months of inactivity with an aggregate balance below $50. Fees could reduce earnings.
Offer: Rate applies to all savings balances. Fees could reduce earnings on the account. $5 monthly fee applies after 12 months of inactivity and aggregate balance of less than $50.
0.05% interest rate · No monthly fee · Effective Feb 6, 2026
Rate checked
More details - OneUnited BankUNITY Money MarketUNITY Money Market · $500 min · 0.05%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Monthly maintenance service charge membership fee of $12.00 is avoided with a minimum balance of $500.
Offer: Rate requires a minimum average daily balance of $500 – $24,999. Monthly fee of $12.00 avoided with a minimum balance of $500.
0.05% interest rate · $12 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for UNITY Money Market Balance APY $500 – $24,999Your amount 0.05% $25,000 – $74,999 0.10% $75,000 and up 0.15% Rate checked
More details - Columbia BankThrive Money MarketThrive Money Market · $100 min · 0.05%–0.15% by balance
Bank · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: $10 monthly maintenance fee, waived with a $1,000 minimum daily balance or link to a checking account (up to 3 complimentary accounts linked to Access Checking, or up to 5 complimentary accounts linked to Pinnacle Checking). Available for online account origination. Interest rate and APY may change after opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Thrive Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $250,000 0.10% $250,000 and up 0.15% Rate checked
More details - Columbia BankProsper Money MarketProsper Money Market · $100 min · 0.05%–1.00% by balance
Bank · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: $15 Monthly maintenance fee; or $0 with a $10,000 minimum daily balance; or $25,000 combined balance. $100 minimum to open. Available for online account origination. Interest rate and APY may change after account opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Prosper Money Market Balance APY Up to $2,500 0.05% $2,500 – $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.30% $250,000 – $500,000 0.50% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.00% Rate checked
More details - American Broadcast Employees FCUShare (Savings)Savings · $100 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Open with $5 and a one-time $2 membership fee (or minimum deposit $7.00). Family and household members are also eligible for membership. Rate accurate as of 9/14/26.
Effective Sep 14, 2026
Rate by balance
Rate by balance for Share (Savings) Balance APY $100 – $100,000Your amount 0.05% $100,000 and up 0.10% Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Requires WPCCU membership with a $25 par value share account.
Offer: Variable rate subject to change after account opening. No monthly maintenance fees.
Promotional rate · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - Universal BankFoothill Unity Center Money Market CheckingFoothill Unity Center Money Market Checking · $1,500 min · 0.05%–0.10% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Jun 20, 2024
Rate by balance
Rate by balance for Foothill Unity Center Money Market Checking Balance APY $1,500 – $50,000Your amount 0.05% $50,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required to join credit union. Initial deposit of $30.00 includes a $5.00 one-time membership fee. Must maintain a $25.00 balance. Dividends earned on balances of $2,500.00 and above.
Offer: Minimum balance required to earn a dividend.
0.05% interest rate · Effective Feb 1, 2023
Rate checked
More details - California Credit UnionShare SavingsSavings · $0 min · 0.00%–0.05% by balance
Credit union · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Federally chartered credit union membership requires maintaining a Share Savings, Student Savings, Business Savings, or School Business Savings account with a $0.01 opening deposit.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% $100 and upYour amount 0.05% Rate checked
More details - SAG-AFTRA Federal Credit UnionAdditional Regular Share SavingsSavings · $250 min · 0.05%–0.45% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: No minimum deposit to open account. No minimum balance to maintain the account or avoid low balance fee. Minimum balance to earn dividends is $250.
Effective Aug 1, 2026
Rate by balance
Rate by balance for Additional Regular Share Savings Balance APY $250 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.40% $100,000 and up 0.45% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Los Angeles, CA
228 accounts at 77 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Los Angeles, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches
- Downey Federal Credit UnionCredit union · 2 branches