Compare Bank & Credit Union Rates
Best savings rates in Arkansas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Arkansas
- First Service BankPersonal Premier Money Market AccountPersonal Premier Money Market Account · $0 min · 1.00%–4.64% by balance
Bank · 11 branches
4.64%APY$464 a year on $10,000Requirements
Product: $5 service charge per month, waived when the primary owner enrolls in eStatements. Variable tiered account.
Offer: Special rate schedule from Conway page event disclosure. $5 monthly service charge waived with eStatement enrollment.
4.54% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Personal Premier Money Market Account Balance APY Up to $50,000Your amount 4.64% $50,000 – $250,000 2.00% Over $250,000 1.00% Rate checked
More details - First Service BankPersonal Premier Money Market AccountPersonal Premier Money Market Account · $100 min · 1.00%–4.64% by balance
Bank · 11 branches
4.64%APY$464 a year on $10,000Requirements
Product: $5 service charge per month, waived when the primary owner enrolls in eStatements. Variable tiered account.
Offer: Variable tiered account. Fees may reduce earnings. $5 monthly service charge waived with eStatement enrollment.
4.54% interest rate · $5 monthly fee · Effective Dec 1, 2025
Rate by balance
Rate by balance for Personal Premier Money Market Account Balance APY Up to $20,000Your amount 4.64% $20,000 – $50,000 3.00% $50,000 – $250,000 2.00% Over $250,000 1.00% Rate checked
More details - 4.08%APY$408 a year on $10,000with conditions
Requirements
Product: Requires linked Kasasa Cash or Kasasa Cash Back checking account. No recurring monthly maintenance charges.
Offer: Qualifying rate for daily balances up to $100,000 when linked Kasasa checking meets monthly qualifications (at least 12 debit card purchases, at least 1 ACH credit/payment, and enrolled in eStatements).
Qualified rate · No monthly fee · Effective Jan 17, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $100,000Your amount 4.08% Over $100,000 1.01% Rate checked
More details - 4.00%APY$400 a year on $10,000with conditions
Requirements
Product: Special rates apply if requirements are met. If not, rate defaults to .01%.
Offer: If requirements are met. If not, rate defaults to .01%.
Qualified rate · 3.93% interest rate
Rate by balance
Rate by balance for Bloom With Us Green Balance APY Up to $15,000Your amount 4.00% Over $15,000 0.20% Rate checked
More details - 4.00%APY$400 a year on $10,000with conditions
Requirements
Product: Requires a linked Ruby Rewards Rate Checking or Ruby Rewards Cash Back Checking account. Limit 1 account per Social Security number.
Offer: Applies to daily balances up to $100,000.00 when qualifications are met in linked Ruby Rewards Checking account (at least 12 debit card transactions, at least 1 direct deposit/ACH payment/ACH credit, and enrolled in e-statements during Monthly Qualification Cycle).
Qualified rate · No monthly fee · Effective Jun 8, 2026
Rate by balance
Rate by balance for Ruby Rewards Savings Balance APY Up to $100,000Your amount 4.00% $100,000 and up 0.25%* Rate checked
More details - Little Rock Fire Department FCUShare Savings AccountsSavings · $10 min · 3.56%–4.08% by balance
Credit union · 3 branches
3.98%APY$398 a year on $10,000intro rateRequirements
Product: Tiered rate account; dividends figured on an average daily balance. Available to members of Little Rock Fire Department FCU only. A $10.00 deposit establishes membership.
Offer: Dividends paid for the 3rd Quarter 7-01-2026 thru 9-30-2026 figured on average daily balance.
Promotional rate · 3.50% interest rate
Rate by balance
Rate by balance for Share Savings Accounts Balance APY Up to $500 3.56%* $500 – $2,000 3.67%* $2,000 – $5,000 3.77%* $5,000 – $10,000 3.87%* $10,000 – $25,000Your amount 3.98%* $25,000 and up 4.08%* Rate checked
More details - Barksdale Federal Credit UnionHigh Yield SavingsSavings · $0 min · 0.25%–3.75% by balance
Credit union · 5 branches
3.75%APY$375 a year on $10,000Requirements
Product: Tiered rate structure. Monthly maintenance fee of $6 applies if aggregate combined balance falls below $200, unless waived by maintaining aggregate daily balance or holding a qualifying credit union loan.
Offer: Tier 1 rate applicable to balances up to $10,000. Monthly maintenance fee of $6 waived with $200 aggregate daily balance across combined accounts or a credit union loan.
3.69% interest rate · $6 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000Your amount 3.75% Over $10,000 0.25% Rate checked
More details - 3.56%APY$356 a year on $10,000with conditions
Requirements
Product: Must be linked to Reward Checking account. Free account with e-statements; optional paper statement fee is $4.00 per statement cycle. Interest and ATM refunds from Reward Checking automatically transfer to Saver each monthly qualification cycle.
Offer: Qualifying tier for portion of daily balance up to $25,000.00 (less than $25,000.01) when qualifications are met: at least one direct deposit or recurring ACH credit/debit, and at least 10 debit card purchases post and settle per statement cycle.
Qualified rate · 3.50% interest rate · No monthly fee · Effective Oct 6, 2025
Rate by balance
Rate by balance for Reward Saver Balance APY Up to $25,000Your amount 3.56% Over $25,000Blended APY ranges from 3.562% to 1.00% (or 0.2497%). Qualifications: at least one direct deposit or recurring ACH credit/debit, and at least 10 debit card purchases post and settle per statement cycle. 0.25% Rate checked
More details - 3.35%APY$335 a year on $10,000
Requirements
Product: Requires a minimum balance of $5,000 to earn dividends. Variable rate. Direct deposit recommended to maximize earnings. No limit on monthly transactions.
Offer: Minimum balance of $5,000 to earn dividends. Variable rate.
No monthly fee
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 38 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - CommunityAmerica Credit UnionAdvantage Money MarketAdvantage Money Market · $1,000 min
Credit union · 6 branches
3.20%APY$320 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to earn the APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
3.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 38 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.05%APY$305 a year on $10,000intro rate
Requirements
Product: Limited time offer for new money only. Interest is compounded and credited quarterly using the daily balance method.
Offer: Limited time offer. New money only. No minimum balance required; interest pays on entire balance. Interest compounded and credited quarterly.
Promotional rate
Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Requires $2,500 minimum opening deposit. $20.00 monthly fee if daily minimum balance of $2,500.00 is not maintained. Dividends calculated using daily balance method. Subject to excessive withdrawal fee of $7.50 per withdrawal after 6 per month.
Offer: $2,500.00 minimum balance to avoid fee and to earn dividend. $20.00 monthly fee if daily minimum balance is not maintained.
$20 monthly fee · Effective Mar 11, 2026
Rate checked
More details - United Federal Credit UnionElevate Money MarketElevate Money Market · $0 min · 0.00%–3.50% by balance
Credit union · 6 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Tiered money market program for consumer accounts only; business accounts not eligible. Subject to membership qualifications. Bonus rate of 2.50% APY applies when meeting qualifying checking, debit/credit transactions, direct deposit/ACH, and e-statement criteria.
Offer: Standard tier rate.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elevate Money Market Balance APY Any balance 0.00% $1,000 and upYour amountTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.00% $100,000 and upTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.25% $250,000 and upTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Arkansas
200 accounts at 80 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.50%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Arkansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 5 branches
- TruService Community FCUCredit union · 3 branches
- Telcoe Federal Credit UnionCredit union · 4 branches