Bank · FDIC insured
First Service Bank Savings Rates
Top CarrotFirst Service Bank’s best savings rate is 4.64% APY, with its Personal Premier Money Market Account, with extra requirements. Rates checked October 22, 2026.
How First Service Bank’s savings rates compare
Compared with banks and credit unions near Little Rock, AR, where First Service Bank has the most branches. $10,000, best rate first.
This bank’s best
First Service Bank
4.64%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $464
Personal Premier Money Market Account
2nd-highest rate
Gateway Bank
4.08%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $408
3rd-highest rate
First Community Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $400
First Service Bank savings score
96
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0004.64%
- $10,000 balance$10,0004.64%
- $100,000 balance$100,0002.00%
- QualifiedQualified4.64%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Service Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Premier Money Market Account
4.64%APY
$5 service charge per month, waived when the primary owner enrolls in eStatements. Variable tiered account.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $20,000Variable tiered account. Fees may reduce earnings. $5 monthly service charge waived with eStatement enrollment. · $100 to open | 4.64% | $100 | $464 | Variable tiered account. Fees may reduce earnings. $5 monthly service charge waived with eStatement enrollment. |
| Up to $50,000Special rate schedule from Conway page event disclosure. $5 monthly service charge waived with eStatement enrollment. · Unknown to open | 4.64% | Unknown | $464 | Special rate schedule from Conway page event disclosure. $5 monthly service charge waived with eStatement enrollment. |
| $20,000 – $50,000Variable tiered account. Fees may reduce earnings. $5 monthly service charge waived with eStatement enrollment. · $100 to open | 3.00% | $100 | — | Variable tiered account. Fees may reduce earnings. $5 monthly service charge waived with eStatement enrollment. |
| $50,000 – $250,000Variable tiered account. Fees may reduce earnings. $5 monthly service charge waived with eStatement enrollment. · $100 to open | 2.00% | $100 | — | Variable tiered account. Fees may reduce earnings. $5 monthly service charge waived with eStatement enrollment. |
| $50,000 – $250,000Special rate schedule from Conway page event disclosure. $5 monthly service charge waived with eStatement enrollment. · Unknown to open | 2.00% | Unknown | — | Special rate schedule from Conway page event disclosure. $5 monthly service charge waived with eStatement enrollment. |
| Over $250,000Variable tiered account. Fees may reduce earnings. $5 monthly service charge waived with eStatement enrollment. · Unknown to open | 1.00% | Unknown | — | Variable tiered account. Fees may reduce earnings. $5 monthly service charge waived with eStatement enrollment. |
| Over $250,000Special rate schedule from Conway page event disclosure. $5 monthly service charge waived with eStatement enrollment. · Unknown to open | 1.00% | Unknown | — | Special rate schedule from Conway page event disclosure. $5 monthly service charge waived with eStatement enrollment. |
Saver Account
0.85%APY
Designed to help you save for a specific goal. $5 monthly service charge is waived when the primary owner enrolls in eStatements. $6 service charge per cycle if account falls below $100 during the cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Balances up to $20,000.00 earn 0.85% APY. $5 monthly service charge waived with eStatements enrollment. $6 fee if balance falls below $100 during cycle. | 0.85% | $85 | Balances up to $20,000.00 earn 0.85% APY. $5 monthly service charge waived with eStatements enrollment. $6 fee if balance falls below $100 during cycle. |
| Over $20,000Balances $20,000.01 and over earn 0.65% APY. $5 monthly service charge waived with eStatements enrollment. $6 fee if balance falls below $100 during cycle. | 0.65% | — | Balances $20,000.01 and over earn 0.65% APY. $5 monthly service charge waived with eStatements enrollment. $6 fee if balance falls below $100 during cycle. |
Sources (3)
- firstservicebank.com/accounts
- firstservicebank.com/personal-savings
- firstservicebank.com/savings-account
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.