Hurricane Creek Federal Credit Union High-Yield Savings & Money Market Rates

How Hurricane Creek Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Little Rock, AR, where Hurricane Creek Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Hurricane Creek Federal Credit Union
3.00%APY
Requires
None
Minimum
$2,500
Earns on $10,000 a year
$300
Money Market
Top rate
First Service Bank
4.64%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$464
First Service Bank rates
2nd-highest rate
Gateway Bank
4.08%APY
Requires
Monthly account activity
Minimum
$50
Earns on $10,000 a year
$408
Gateway Bank rates

Compare savings rates near you →

Savings score

Higher than 97% of U.S. banks and credit unions

By balance

$1,000 balance$1,0002.00%
$10,000 balance$10,0003.00%
$100,000 balance$100,0003.52%
QualifiedQualified3.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Hurricane Creek Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market XL

3.52%APY

$20,000.00 minimum balance to avoid fee and earn dividend.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$20,000 and up$20,000.00 minimum balance to avoid fee and earn dividend.$20,000 and up	3.52%	—	$20,000.00 minimum balance to avoid fee and earn dividend.

Sources (1)

hurricanecreekfcu.org/pages/membership/rates.php · captured Oct 22, 2026

Money Market

3.00%APY$2,500 to open

Requires $2,500 minimum opening deposit. $20.00 monthly fee if daily minimum balance of $2,500.00 is not maintained. Dividends calculated using daily balance method. Subject to excessive withdrawal fee of $7.50 per withdrawal after 6 per month.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$2,500 and up$2,500.00 minimum balance to avoid fee and to earn dividend. $20.00 monthly fee if daily minimum balance is not maintained.$2,500 and up	3.00%	$300	$2,500.00 minimum balance to avoid fee and to earn dividend. $20.00 monthly fee if daily minimum balance is not maintained.

Sources (2)

All captured Oct 22, 2026

Save to Win

2.00%APY$25 to open

Prize-linked savings account. Each $25 deposit earns one entry into monthly and quarterly drawings (up to 10 entries per month).

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and up$25 to start. Minimum balance of $25.00 to earn dividend. Each $25 deposit earns an entry into monthly/quarterly drawings (up to 10 entries per month).$25 and up	2.00%	$200	$25 to start. Minimum balance of $25.00 to earn dividend. Each $25 deposit earns an entry into monthly/quarterly drawings (up to 10 entries per month).

Sources (2)

All captured Sep 19, 2026

Share Savings

0.25%APY$5 to open

Membership requires purchasing and maintaining a $5.00 par value share. Up to 2 withdrawals permitted per month; excessive withdrawals incur a fee.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and upBalances of $25 or more earn dividends. Minimum opening deposit of $5.00 to establish membership. Allows two free withdrawals per month.$25 and up	0.25%	$25	Balances of $25 or more earn dividends. Minimum opening deposit of $5.00 to establish membership. Allows two free withdrawals per month.

Sources (2)

All captured Sep 19, 2026

Special Savings

0.25%APY

Special / secondary share account. Up to 2 withdrawals permitted per month; fee applies if exceeded.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and upBalances of $25.00 or more earn dividends.$25 and up	0.25%	$25	Balances of $25.00 or more earn dividends.

Sources (2)

All captured Sep 19, 2026

Special-purpose accounts

Penny's Saver Club

2.00%APYKids and teens

Youth savings club account. Only permitted to withdraw after November 1st and before the end of that current year to avoid paying early withdrawal fee. Kids receive a trip to Penny's Treasure Chest for every $5 deposit and a gift card at $300 saved.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceOnly permitted to withdraw from this account after November 1st and before the end of the current year to avoid paying early withdrawal fee. Trip to treasure chest for every $5 deposit.Any balance	2.00%	$200	Only permitted to withdraw from this account after November 1st and before the end of the current year to avoid paying early withdrawal fee. Trip to treasure chest for every $5 deposit.

Sources (2)

All captured Sep 19, 2026

IRA Savings

1.25%APYIRA

IRA Share / IRA Savings account available under Traditional and Roth IRA structures.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and upMinimum balance to earn dividend is $25.00. Available for Traditional and Roth IRA contributions.$25 and up	1.25%	$125	Minimum balance to earn dividend is $25.00. Available for Traditional and Roth IRA contributions.

Sources (2)

All captured Sep 19, 2026

Christmas Club

1.10%APYClub

Entire balance is paid out by check or transferred to another account on or after November 1 and the account remains open. Withdrawals not permitted at any other time unless account is closed (making member ineligible to reopen until next year). If closed within 7 days of opening, accrued dividends are paid.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and upMinimum balance of $25.00 to earn dividend. Entire balance distributed on or after November 1.$25 and up	1.10%	$110	Minimum balance of $25.00 to earn dividend. Entire balance distributed on or after November 1.