Compare Bank & Credit Union Rates
Best savings rates in Arizona
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Arizona
- Desert FinancialMoney MarketMoney Market · $2,000 min · 0.75%–2.75% by balance
Credit union · 50 branches
0.85%APY$85 a year on $10,000Requirements
Product: Must meet Desert Financial's membership eligibility and credit qualification requirements. Must maintain a Membership Savings account.
Offer: Must maintain a minimum daily balance of $2,000 to earn dividends and to avoid paying a $15 monthly low-balance fee. Rate is variable and may change after opening.
0.75% interest rate · $15 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $9,999 0.75% $10,000 – $24,999Your amountMust maintain a minimum daily balance of $2,000 to avoid paying a $15 monthly low-balance fee. 0.85% $25,000 – $49,999Must maintain a minimum daily balance of $2,000 to avoid paying a $15 monthly low-balance fee. 1.00% $50,000 – $99,999Must maintain a minimum daily balance of $2,000 to avoid paying a $15 monthly low-balance fee. 1.60% $100,000 – $249,999Must maintain a minimum daily balance of $2,000 to avoid paying a $15 monthly low-balance fee. 2.25% $250,000 and upMust maintain a minimum daily balance of $2,000 to avoid paying a $15 monthly low-balance fee. 2.75% Rate checked
More details - 0.85%APY$85 a year on $10,000intro rate
Requirements
Product: Open with as little as $50. Deposits contribute towards sustainable energy, affordable housing, and nonprofits. Rates are accurate as of 10/1/2026 and subject to change at any time. Fees may reduce earnings.
Offer: Rate applies if balance is less than or equal to $99,999.99.
Promotional rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Impact Market Savings Balance APY Up to $100,000Your amount 0.85% $100,000 – $500,000 1.97% $500,000 and up 2.99% Rate checked
More details - Stearns BankAbove the Norm Personal Market SavingsSavings · $50 min · 0.85%–2.99% by balance
Bank · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: Open a savings account with as little as $50. Rates are accurate as of 10/1/2026 and subject to change at any time, including after account opening. Fees may reduce earnings.
Offer: A balance of $0.01 is needed to earn the APY. Rate applies if balance is $99,999.99 or less.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Above the Norm Personal Market Savings Balance APY Up to $100,000Your amount 0.85% $100,000 – $500,000 1.97% $500,000 and up 2.99% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 60 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Coconino Federal Credit UnionMoney Market AccountsMoney Market Accounts · $1,000 min · 0.50%–1.00% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Dividends paid monthly on balances over $1,000 on a tiered rate basis. Up to 3 withdrawals per month, $5.00 charge per withdrawal thereafter.
Offer: Dividend period compound/credited: Monthly. 3 withdrawals per month, $5.00 per withdrawal after first 3 per month.
0.49% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $1,000 – $10,000 0.50% $10,000 – $50,000Your amount 0.75% $50,000 and up 1.00% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Check writing available. Monthly maintenance fee of $12.99 is waived with a $1,000 minimum daily balance.
Offer: Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. Monthly fee of $12.99 waived with $1,000 minimum daily balance.
0.70% interest rate · $12.99 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Investment Savings Balance APY Up to $5,000 0.70% $5,000 – $10,000 0.73% $10,000 – $50,000Your amount 0.75% $50,000 – $100,000 0.93% $100,000 and up 0.95% Rate checked
More details - BOK FinancialPremier Money MarketPremier Money Market · $50 min · 0.15%–2.50% by balance
Bank · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: $15 monthly maintenance fee waived by maintaining $10,000 average collected balance for the month. $50 opening deposit required. Earn 0.05% higher interest rate with a Premier or Select Checking account relationship. Free incoming domestic wires and check writing privileges.
0.15% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000 and up 2.50% Rate checked
More details - Academy BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.60%–2.20% by balance
Bank · 9 branches
0.75%APY$75 a year on $10,000intro rateRequirements
Product: No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle; otherwise, a monthly service charge of $10 applies. 6 transactions per statement cycle allowed. Free eStatements or $5 paper statements. Closing new accounts within 90 days of opening results in a $25 early closure fee. Up to $100,000 ACH funding possible when opening online.
Offer: Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly.
Promotional rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.60% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 1.10% $100,000 – $250,000 1.50% $250,000 and up 2.20% Rate checked
More details - Copper State Credit UnionHigh-Yield Savings AccountSavings · $0 min · 0.10%–2.50% by balance
Credit union · 7 branches
0.75%APY$75 a year on $10,000Requirements
Product: No fees and no minimum balance requirements. Rates are subject to change after opening. Fees may reduce earnings.
Offer: Dividend rates are subject to change after the account is opened. Fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $1,000 0.10% $1,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 1.60% $100,000 – $250,000 2.25% $250,000 and up 2.50% Rate checked
More details - Armed Forces BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.65%–1.75% by balance
Bank · 2 branches
0.70%APY$70 a year on $10,000intro rateRequirements
Product: A monthly service charge of $10 applies if balance falls below $1,000 on any day of the statement period. Closing account within 90 days of opening incurs a $25 fee.
Offer: Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle.
Promotional rate · $10 monthly fee
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.65% $10,000 – $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 – $100,000 0.90% $100,000 – $250,000 1.25% $250,000 and up 1.75% Rate checked
More details - TruGrocer Federal Credit UnionMoney Market Share Account (MMSA)Money Market Share Account (MMSA) · $2,500 min · 0.70%–1.51% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Applicants must have established membership through a Regular Share Account (S1). Minimum balance requirement is $2,500. Up to 6 telephone or electronic transfers allowed per calendar month.
Offer: Must maintain a daily balance of $2,500 to obtain disclosed APY. No service fees.
0.70% interest rate
Rate by balance
Rate by balance for Money Market Share Account (MMSA) Balance APY $2,500 – $25,000Your amount 0.70% $25,000 – $100,000 0.95% $100,000 – $350,000dividend rate stated for $100,000 to $349,999.99. 1.36% $350,000 and up 1.51% Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Rates current as of 10/01/2026 9:15 AM (mst)
0.10% interest rate
Rate by balance
Rate by balance for Standard Savings Account Balance APY Up to $1,000 0.10% $1,000 and upYour amount 0.65% Rate checked
More details - Adams Bank & TrustConsumer Money Market SavingsConsumer Money Market Savings · $100 min · 0.10%–1.50% by balance
Bank · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: $2 monthly service fee is waived with a $100 minimum balance, or for account holders under 18 and college students under 24 with a valid student ID. The interest rate and annual percentage yield may change after account opening. First 3 monthly withdrawals are free, then $1 per withdrawal, up to a maximum of 6 withdrawals per month.
Offer: Rate applies to balances from $0 to $1,499.99. Rate may change after account opening. $2 monthly service fee waived with $100 minimum balance, or for account holders under 18 and college students under 24 with valid student ID. First 3 monthly withdrawals are free, then $1 per withdrawal, up to 6 withdrawals per month.
0.10% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Consumer Money Market Savings Balance APY Up to $1,500 0.10% $1,500 – $5,000 0.20% $5,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.65% $25,000 – $50,000 1.10% $50,000 and up 1.50% Rate checked
More details - Interfaith Federal Credit UnionMoney Market Multiplier AccountMoney Market Multiplier Account · $2,000 min · 0.50%–0.60% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Minimum balance of $2,000 to earn dividends and avoid fee. Dividends compounded and credited monthly. Allows up to 3 checks and 3 transfers per month. A $15 fee applies if balance falls below $2,000 or if more than 6 transactions occur in a monthly period.
Offer: Dividends paid monthly as long as balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum.
0.50% interest rate · $15 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Multiplier Account Balance APY $2,000 – $4,999 0.50% $5,000 – $9,999 0.50% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.55% $50,000 – $99,999 0.60% $100,000 and up 0.60% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Monthly maintenance fee of $6.99 is waived with a $200 minimum daily balance or for individuals age 55 and over.
Offer: Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. Monthly fee of $6.99 waived with $200 minimum daily balance or for individuals age 55 and over.
0.55% interest rate · $6.99 monthly fee · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Arizona
214 accounts at 79 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Arizona
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 7 branches
- AERO FinancialCredit union · 7 branches
- ICCUCredit union · 2 branches