Credit union · NCUA insured
Copper State Credit Union Savings Rates
Copper State Credit Union’s best savings rate is 0.75% APY on $10,000, with its High-Yield Savings Account. Rates checked October 22, 2026.
How Copper State Credit Union’s savings rates compare
Compared with banks and credit unions near Phoenix, AZ, where Copper State Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Copper State Credit Union
0.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $75
High-Yield Savings Account
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
Alhambra Credit Union
4.04%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $404
Copper State Credit Union savings score
83
Savings score
Higher than 64% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0002.25%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Copper State Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High-Yield Savings Account
0.75%APY
No fees and no minimum balance requirements. Rates are subject to change after opening. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Dividend rates are subject to change after the account is opened. Fees may reduce earnings. | 0.10% | — | Dividend rates are subject to change after the account is opened. Fees may reduce earnings. |
| $1,000 – $25,000Dividend rates are subject to change after the account is opened. Fees may reduce earnings. | 0.75% | $75 | Dividend rates are subject to change after the account is opened. Fees may reduce earnings. |
| $25,000 – $50,000Dividend rates are subject to change after the account is opened. Fees may reduce earnings. | 0.85% | — | Dividend rates are subject to change after the account is opened. Fees may reduce earnings. |
| $50,000 – $100,000Dividend rates are subject to change after the account is opened. Fees may reduce earnings. | 1.60% | — | Dividend rates are subject to change after the account is opened. Fees may reduce earnings. |
| $100,000 – $250,000Dividend rates are subject to change after the account is opened. Fees may reduce earnings. | 2.25% | — | Dividend rates are subject to change after the account is opened. Fees may reduce earnings. |
| $250,000 and upDividend rates are subject to change after the account is opened. Fees may reduce earnings. | 2.50% | — | Dividend rates are subject to change after the account is opened. Fees may reduce earnings. |
Sources (1)
- copperstatecu.org/high-yield-savings-account · captured Oct 3, 2026
Savings Account
0.10%APY
Establishes membership at Copper State CU. Requires a $5 minimum balance. Rates are subject to change after opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum $5.00 deposit is required to open. Rates are subject to change after the account is opened. Fees may reduce earnings.$5 and up | 0.10% | $10 | Minimum $5.00 deposit is required to open. Rates are subject to change after the account is opened. Fees may reduce earnings. |
Sources (2)
All captured Oct 3, 2026
Special-purpose accounts
Kids Savings Account
0.10%APY
For children under the age of 13. Requires joint membership for parents or guardians who are members. $5 minimum balance requirement.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum $5.00 deposit required to open. Rates are subject to change after the account is opened. Fees may reduce earnings.$5 and up | 0.10% | $10 | Minimum $5.00 deposit required to open. Rates are subject to change after the account is opened. Fees may reduce earnings. |
Sources (1)
- copperstatecu.org/kids-savings-account · captured Oct 3, 2026
Teen Savings Account
0.10%APY
Minimum $5.00 deposit is required to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum $5.00 deposit is required to open a Savings Account. Rates are subject to change after the account is opened. Fees may reduce earnings.$5 and up | 0.10% | $10 | Minimum $5.00 deposit is required to open a Savings Account. Rates are subject to change after the account is opened. Fees may reduce earnings. |
Sources (2)
All captured Oct 3, 2026
Youth Savings Account
0.10%APY
Children under the age of 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum $5.00 deposit is required to open a Savings Account.$5 and up | 0.10% | $10 | Minimum $5.00 deposit is required to open a Savings Account. |
Sources (1)
- copperstatecu.org/savings-account · captured Oct 3, 2026
Who can join Copper State Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Arizona are eligible for membership.
Other ways
- Individuals may join by meeting other membership requirements.
Cost to join
- A minimum share deposit of $5.00 is required to open a Savings Account.
Membership information collected October 4, 2026.