Credit union · NCUA insured
Coconino Federal Credit Union Savings Rates
Coconino Federal Credit Union’s best savings rate is 0.75% APY on $10,000, with its Money Market Accounts. Rates checked October 22, 2026.
How Coconino Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Flagstaff, AZ, where Coconino Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Coconino Federal Credit Union
0.75%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $75
Money Market Accounts
Top rate
America First Credit Union
3.95%APY
- Minimum
- $0
- Earns on $10,000 a year
- $395
2nd-highest rate
Western Alliance Bank
3.80%APY
- Minimum
- $500
- Earns on $10,000 a year
- $380
Coconino Federal Credit Union savings score
82
Savings score
Higher than 60% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Coconino Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.75%APY
Dividends paid monthly on balances over $1,000 on a tiered rate basis. Up to 3 withdrawals per month, $5.00 charge per withdrawal thereafter.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,000Dividend period compound/credited: Monthly. 3 withdrawals per month, $5.00 per withdrawal after first 3 per month. | 0.50% | — | Dividend period compound/credited: Monthly. 3 withdrawals per month, $5.00 per withdrawal after first 3 per month. |
| $10,000 – $50,000Dividend period compound/credited: Monthly. 3 withdrawals per month, $5.00 per withdrawal after first 3 per month. | 0.75% | $75 | Dividend period compound/credited: Monthly. 3 withdrawals per month, $5.00 per withdrawal after first 3 per month. |
| $50,000 and upDividend period compound/credited: Monthly. 3 withdrawals per month, $5.00 per withdrawal after first 3 per month. | 1.00% | — | Dividend period compound/credited: Monthly. 3 withdrawals per month, $5.00 per withdrawal after first 3 per month. |
Regular Share Savings
0.10%APY
All members must maintain a $5.00 balance in savings. Dividends compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividend period compound/credit: Monthly$5 and up | 0.10% | $10 | Dividend period compound/credit: Monthly |
Special-purpose accounts
Special Club Accounts
0.20%APY
Minimum deposit is $25. Withdrawals allowed after 3 months, $5.00 fee for early withdrawals, 3 withdrawals per 12 months. Dividends compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceWithdrawals allowed after 3 months, $5.00 fee for early withdrawals, 3 withdrawals per 12 months. Dividends compounded monthly, credited monthly.Any balance | 0.20% | $20 | Withdrawals allowed after 3 months, $5.00 fee for early withdrawals, 3 withdrawals per 12 months. Dividends compounded monthly, credited monthly. |
Who can join Coconino Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.