Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 1426–1440 of 2,142 nationwide · median 10.90% APR
- 11.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
New accounts. As low as rate based on credit score from Experian 680 or higher. Rate assumes automatic payment on contractual due date or an upcharge of .50% will be added to the rate.
Credit card score 72 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Rates as low as 11.99% APR. 1% cash back on all purchases. Rate varies on qualifying factors.
Credit card score 72 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
APR as low as 11.99%. Rate based on creditworthiness.
Credit card score 72 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Rates as low as 11.99%. Actual rates and terms based on credit history and loan amount.
Credit card score 72 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 19.99%
11.99% APR, up to 19.99%
Terms
Variable regular purchase APR of 11.99% to 19.99% based on creditworthiness, applied after the introductory period.
Credit card score 72 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Paper Guide A, Credit score 720+
Credit card score 72 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Rates shown are lowest possible rates currently offered; other rates available based on credit profile and loan terms. Minimum payment is 2.5% of outstanding balance or $15.00, whichever is greater. Same low rate for purchases, balance transfers, and cash advances.
Credit card score 72 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Maximum $10,000
Credit card score 72 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Rates as low as 11.99% APR. APR and credit limit based on creditworthiness and underwriting criteria. No annual fee and no balance transfer fee.
Credit card score 72 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 17.99%
11.99% APR, up to 17.99%
Terms
No monthly or annual service fees. No balance transfer fees. No cash advance fees. No foreign transaction fees. Competitive variable rates with the same rate for cash advances, balance transfers, and purchases. APR varies with the market based on the Prime Rate. Credit limits from $500 to $20,000. Balance transfers cannot be applied to existing Homebase CU loans.
Credit card score 72 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
On approved credit. Variable APR based on Prime Rate; maximum 18%. 28-day grace period. No balance transfer fee. Cash advances permitted. No annual fee. Foreign transaction fee 1% in USD.
Credit card score 72 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 17.99%
11.99% APR, up to 17.99%
Terms
Standard variable APR based on creditworthiness (ranging from 11.74% to 17.74%). The APRs for purchases, balance transfers, and cash advances are determined by the Prime Rate published on the 20th day of the previous calendar month. Minimum credit limit of $500. No annual fee.
Credit card score 72 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 17.99%
11.99% APR, up to 17.99%
Terms
Standard variable APR on purchases after the introductory period, based on creditworthiness. Variable rate.
Credit card score 72 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
On Approved Credit. Rate as low as 11.99%. No Annual Fee. No Balance Transfer Fee. No Cash Advance Fee.
Credit card score 72 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 18.00%
11.99% APR, up to 18.00%
Terms
Variable APR based on U.S. Prime Rate. Rates capped at 18.00% APR. Specific APR depends on creditworthiness and underwriting standards.
Credit card score 72 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,142 banks and credit unions · checked Oct 22–26
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank