Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 1441–1455 of 2,142 nationwide · median 10.90% APR
- 11.99%APRas low as
Terms
Purchases APR is 11.99%; Cash advance APR: 11.99%; Balance transfer APR: 11.99%. 25-day grace period. Minimum finance charge $0.50.
Credit card score 72 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Annual Percentage Rate (APR) for Purchases. Grace period for purchases is at least 25 days.
Credit card score 72 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 17.99%
11.99% APR, up to 17.99%
Terms
Standard APR for purchases based on creditworthiness.
Credit card score 72 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 17.99%
11.99% APR, up to 17.99%
Terms
After the introductory period, rate becomes a FIXED 11.99% to 17.99% based on your creditworthiness. Rate as low as 11.99% on loan rate schedules. Offer subject to change without notice.
Credit card score 72 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 24.99%
11.99% APR, up to 24.99%
Terms
Purchase APR varies with the market based on the Prime Rate. No annual fee.
Credit card score 72 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 20.99%
11.99% APR, up to 20.99%
Terms
Purchases. Variable APR. APR rates may vary based on the Wall Street Journal Prime Rate and can adjust monthly. No annual fee.
Credit card score 72 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - People's Community Federal Credit UnionVisa® Platinum Rewards Credit Card · No annual fee
Credit union
11.99%APRas low asTerms
Standard Rate.
Credit card score 72 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Low fixed rate. 28-day grace period on purchases. No balance transfer or cash advance transaction fees. Subject to credit qualifications.
Credit card score 72 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Approval and annual percentage rate based on creditworthiness/credit score.
Credit card score 72 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - Stoneham Municipal Employees Federal Credit UnionVisa Platinum "First Time" Credit Card Owners · No annual fee
Credit union
11.99%APRas low asTerms
Revolving credit; limit up to $300; cash advances @ 13.99%; Requirements: 18 years or older, full-time employment for 90 days, no credit history (excluding student loans)
Credit card score 72 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Non-Variable Rate (Risk Based Pricing Applies). Credit limits starting at $500. Rates listed are the lowest rates available at TRUE Community Credit Union to qualifying members with high credit scores. Actual rates may be higher and are determined by a member's individual credit score.
Credit card score 72 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Low fixed rate.
Credit card score 72 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 17.99%
11.99% APR, up to 17.99%
Terms
For new accounts, balance transfers, cash advances and purchases. Payment is 3% of balance. Rates determined by credit history.
Credit card score 72 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Rates as low as 11.99% APR.
Credit card score 72 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Rate is based on qualifications including credit history.
Credit card score 72 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,142 banks and credit unions · checked Oct 22–26
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank