Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 1411–1425 of 2,142 nationwide · median 10.90% APR
- 11.95%APRas low as
Terms
Variable - Prime plus 4.95% - 18.00%. 3% minimum payment due each month. Annual Percentage Rate based on credit score.
Credit card score 73 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 11.95%APRas low as
Terms
Risk Grade A; Income must be greater than $30,000 per annum; Credit limit $7,000
Credit card score 73 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 11.95%APRas low as
Terms
APR for purchases, cash advances, and balance transfers.
Credit card score 73 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 11.96%APRas low as
Terms
Non-Variable Rate. No Application Fee or Annual Fee.
Credit card score 73 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 13.99%
11.99% APR, up to 13.99%
Terms
As low as; rates vary based on individual credit.
Credit card score 72 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 19.99%
11.99% APR, up to 19.99%
Terms
Revolving term
Credit card score 72 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Rate as low as 11.99% APR. Line of credit up to $15,000.00. No annual fee. Risk-based pricing applies based on creditworthiness.
Credit card score 72 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Starting rate; rate based on creditworthiness. No annual fee. Preparation fee of 2% up to $50 applies to unsecured loans. No balance transfer fees.
Credit card score 72 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 21.99%
11.99% APR, up to 21.99%
Terms
Variable regular rate subject to Prime Rate changes. Same rate applies to purchases, balance transfers and cash advances.
Credit card score 72 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Ongoing variable APR of prime plus 6.99% thereafter.
Credit card score 72
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Subject to credit approval. The rate you qualify for is determined by your creditworthiness, collateral and length of term. Rates as low as. Balance transfer and cash advance rates are same as purchases. NO balance transfer fees.
Credit card score 72 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Approval and rates based on credit worthiness. Equal rates for purchases and cash advances; surcharge-free balance transfers.
Credit card score 72 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 23.99%
11.99% APR, up to 23.99%
Terms
Credit Card APR may vary and is determined by adding margin (Low Rate margin is 4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month.
Credit card score 72 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Variable rate. Rate subject to change. Subject to credit approval. Membership eligibility required.
Credit card score 72 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Credit score 680 and above. Variable rate is Prime Rate + 4.99% APR. Minimum monthly payment is greater of $30 or 3% of total balance. APR is the same for cash advances and balance transfers.
Credit card score 72 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,142 banks and credit unions · checked Oct 22–26
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank