Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 736–750 of 2,146 nationwide · median 10.90% APR
- 9.90%APRas low as
Terms
Fixed APR for purchases. Rate displayed is for level 1 credit scores; individual rates may differ based on application and credit criteria.
Credit card score 84 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed-rate 9.90% APR. Up to 1% discount when used to pay off other credit cards.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
25 days grace period on purchases if balance is paid in full monthly. No transaction fee for purchases.
Credit card score 84 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR based on credit score. Requires a credit score of 640. Minimum limit of $5,000. Fixed interest rate. No annual fee.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed rate
Credit card score 84 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR for purchases, balance transfers, and cash advances. Credit limit up to $25,000. 25-day grace period on purchases. No balance transfer fee and no over-limit fee.
Credit card score 84 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
25-day grace period on purchases. No hidden charges. Low minimum payment.
Credit card score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 22.90%
9.90% APR, up to 22.90%
Terms
Fixed rates range from 9.9% to 22.9% APR based on creditworthiness and qualifications. 25-day grace period on purchases when balance is paid in full monthly by due date.
Credit card score 84 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
25 day grace period, 9.90% fixed APR on purchases and cash advances.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 13.50%
9.90% APR, up to 13.50%
Terms
Payment: 3% of balance
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 18.90%
9.90% APR, up to 18.90%
Terms
Rates between 9.9 and 18.90% APR based on creditworthiness. NO Annual Fee. NO Balance Transfer Fees. NO Minimum Finance Charges.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 13.90%
9.90% APR, up to 13.90%
Terms
Rate applies to purchases and balance transfers.
Credit card score 84 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR on all transactions (Purchases, Balance Transfers, Cash Advances); Credit line from $1,000 to $10,000
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed rate of 9.90% thereafter. No fee balance transfers to the card.
Credit card score 84 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 18.00%
9.90% APR, up to 18.00%
Terms
Annual fee of $15 is waived for qualifying account packages. Rates determined by creditworthiness and loan term.
Credit card score 81 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank