Credit union · NCUA insured
Cutting Edge FCU
A $51.8M credit union headquartered in Milwaukie, OR, with 3,750 members and 1 branch in Oregon. Best rates: CDs 3.50% and savings 0.07% APY.
Cutting Edge FCU Carrot Score
72
Carrot Score
Higher than 32% of U.S. banks and credit unions
#28 of 56 in Portland, OR-WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Cutting Edge FCU
Operating since 1953, Cutting Edge Credit Union has been in Lewiston, Idaho for over 55 years when it began serving the employees and families of CCI/Speer.
The credit union operates branch locations in Milwaukie, Oregon and Lewiston, Idaho.
- Headquarters
- 4620 SE International Way Ste 105, Milwaukie, OR 97222
- NCUA charter
- 8317
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Eligibility includes employees of CCI/Speer.
- Eligibility includes employees of participating Workplace Partners through the workplace partnership program.
Family and household
- Eligibility includes family members of employees of CCI/Speer.
Branches
1 branch in Oregon
Loading map…
Oregon
1 branch
- MilwaukieMain office4620 SE International Way Ste 105, Milwaukie, OR 97222Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.39% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.24% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.10% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $41 | $59 | — |
- CapitalNet worth ratio9.39%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.24%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.10%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$41Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Cutting Edge FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.