Credit union · NCUA insured
Utah Power Credit Union
Top CarrotA $1.1B credit union headquartered in Murray, UT, with 30,908 members and 8 branches in Utah. Best rates: CDs 4.50% and savings 0.55% APY.
Utah Power Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 87% of U.S. banks and credit unions
#7 of 43 in Salt Lake City, UT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Utah Power Credit Union
Headquartered in Salt Lake City, Utah, Utah Power Credit Union has been serving its members for over 90 years.
The credit union operates as a member-owned cooperative.
- Headquarters
- 957 E 6600 S, Murray, UT 84121-2444
- NCUA charter
- 67132
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or retirees of qualifying select employee groups are eligible for membership.
Family and household
- Spouses, children, parents, or siblings of existing member-owners are eligible for membership.
Branches
8 branches in Utah
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Utah
8 branches
Salt Lake City area · 2
- Murray OfficeMain office957 E 6600 S, Murray, UT 84121Directions
- North Temple Office1407 W North Temple Ste 120C, Salt Lake City, UT 84116Directions
Price area · 2
- Balance Rock Office100 W 200 N, Helper, UT 84526Directions
- Price Office370 E 100 N, Price, UT 84501Directions
Huntington area · 1
- Huntington Office125 S Main St, Huntington, UT 84528Directions
Ogden area · 1
- Ogden Office1438 W 2550 S, Ogden, UT 84401Directions
Roosevelt area · 1
- Moon Lake Office800 W Highway 40, Roosevelt, UT 84066Directions
Vernal area · 1
- Vernal Office92 N Vernal Ave, Vernal, UT 84078Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.72% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.27% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.40% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $58 | $88 | — |
- CapitalNet worth ratio13.72%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.27%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.40%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$58Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Utah Power Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.