Credit union · NCUA insured
Westmoreland FCU
A $23.4M credit union headquartered in Greensburg, PA, with 1,520 members and 1 branch in Pennsylvania. Best rates: savings 0.30% APY.
Westmoreland FCU Carrot Score
86
Carrot Score
Higher than 73% of U.S. banks and credit unions
#13 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Westmoreland FCU
Westmoreland Water Federal Credit Union was federally chartered in 1953 to serve the financial needs of the employees of the Municipal Authority of Westmoreland County.
The member-owned credit union is headquartered in Greensburg, Pennsylvania.
- Headquarters
- 1900 Franklin St, Greensburg, PA 15601-5563
- NCUA charter
- 9042
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or members of participating select employer and organization groups are eligible for membership.
Family and household
- Immediate family members and household members of eligible employees/members of participating groups are eligible for membership.
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- Main officeMain office1900 Franklin St, Greensburg, PA 15601Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 18.89% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.12% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.72% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $33 | $59 | — |
- CapitalNet worth ratio18.89%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.12%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.72%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$33Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Westmoreland FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.