Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 751–765 of 2,146 nationwide · median 10.90% APR
- 9.90%APRas low as
Terms
Annual fee is waived if you pay off your card every month and incur no finance charges. Minimum credit line of $5000. 25-day grace period on purchases. No balance transfer fees.
Credit card score 81 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate as low as 9.90% APR based on creditworthiness. Credit limit up to $30,000. $35 annual fee.
Credit card score 81 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed rate. Credit limit up to $15,000. Features ScoreCard Rewards.
Credit card score 81 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.94%APRas low as
Terms
Applicants must qualify under normal underwriting guidelines. Rates shown are lowest rates available and may vary depending on credit history and credit union relationship. Rates and terms are subject to change. Fixed Interest Rate.
Credit card score 84 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as · up to 17.95%
9.95% APR, up to 17.95%
Terms
Annual Percentage Rate for Purchases is 9.95-17.95% APR. Fixed rate. No annual fee.
Credit card score 83 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as · up to 17.99%
9.95% APR, up to 17.99%
Terms
Purchase FIXED APR of 9.95% \u2013 17.99%. Credit line starting at $5,000. 25-day grace period. No annual fee. Same rate for purchases and cash advances.
Credit card score 83 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as · up to 17.95%
9.95% APR, up to 17.95%
Terms
No annual fee. No balance transfer fee. APRs range from 9.95% to 17.95% when you open your account, based on credit worthiness and risk-based lending guidelines.
Credit card score 83 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Standard APR for purchases, cash advances, and balance transfers.
Credit card score 83 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
As low as 9.95% APR.
Credit card score 83 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Tier based on creditworthiness. Fixed rate applies to purchases, balance transfers, and cash advances. No balance transfer or cash advance fees.
Credit card score 83 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Fixed Rate, no annual fee. Subject to credit approval.
Credit card score 83 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Fixed rate as low as 9.95% APR. Rates based on individual credit history. No annual fee, no balance-transfer fee, and no cash-advance fee.
Credit card score 83 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Credit card score 83 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as · up to 12.95%
9.95% APR, up to 12.95%
Terms
Rate based on creditworthiness. Applies to purchases and balance transfers. 25-day grace period on purchases.
Credit card score 83 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as · up to 21.95%
9.95% APR, up to 21.95%
Terms
Fixed APR for Purchases, Cash Advances, and Balance Transfers. Rates are based on credit scores and credit history. No annual fee, no balance transfer fee, no cash advance fee.
Credit card score 83 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank