Credit union · NCUA insured
WesTex Federal Credit Union
A $89M credit union headquartered in Lubbock, TX, with 6,783 members and 3 branches in Texas.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About WesTex Federal Credit Union
- Headquarters
- 901 Avenue Q, Lubbock, TX 79401
- NCUA charter
- 5373
Branches
3 branches in Texas
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Texas
3 branches
Lubbock area · 2
- WesTex Federal Credit UnionMain office901 Avenue Q, Lubbock, TX 79401Directions
- WesTex Federal Credit Union7802 Indiana Ave, Lubbock, TX 79423Directions
Plainview area · 1
- WesTex Federal Credit Union121 W 7th St, Plainview, TX 79072Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.31% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.84% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.22% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $27 | $59 | — |
- CapitalNet worth ratio9.31%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.84%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.22%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$27Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of WesTex Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.