Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 67 in Wisconsin · median 11.99% APR
- 11.90%APRas low as · up to 18.24%
11.90% APR, up to 18.24%
Terms
Annual Percentage Rate (APR) for Purchases: 11.65%, 12.65%, 13.65%, 16.65%, or 17.99% depending on your credit history. Variable based on the Prime Rate. $0 annual fee. (Note: Comparison table on page p75 mentions 13.40% – 17.99%).
Credit card score 73 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 23.90%
11.90% APR, up to 23.90%
Terms
Prime + 4.9% to Prime + 16.9%
Credit card score 73 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Credit score 680 and above. Variable rate is Prime Rate + 4.99% APR. Minimum monthly payment is greater of $30 or 3% of total balance. APR is the same for cash advances and balance transfers.
Credit card score 72 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Purchases APR is 11.99%; Cash advance APR: 11.99%; Balance transfer APR: 11.99%. 25-day grace period. Minimum finance charge $0.50.
Credit card score 72 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Credit Score: 850-750. Monthly payment must pay interest due and reduce principal balance by 5% (approximately an 18-month amortization).
Credit card score 72 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - Iron County Community Credit UnionVISA® Rewards Credit Card · No annual fee
Credit union · 2 branches
12.00%APRas low asCredit card score 72 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 12.15%APRas low as · up to 17.15%
12.15% APR, up to 17.15%
Terms
Rates range from 11.90% to 16.90% based on creditworthiness. APR will vary with the market based on the Prime Rate.
Credit card score 71 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as
Terms
Non-Rewards Tier 1 regular purchase APR
Credit card score 71 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as · up to 20.90%
12.40% APR, up to 20.90%
Terms
Standard non-variable APR for purchases.
Credit card score 71 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as · up to 20.49%
12.49% APR, up to 20.49%
Terms
Non-promotional variable APR applies beginning the first day of the new billing cycle after the intro period, based on creditworthiness. Variable APR varies quarterly based on the highest Prime Rate charged by banks published in WSJ as of the last business day of each quarter plus a margin.
Credit card score 70 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as
Terms
Revolving term. Rate based on creditworthiness.
Credit card score 70 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as · up to 16.49%
12.49% APR, up to 16.49%
Terms
Variable APR after 6 months based on credit worthiness.
Credit card score 70 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 20.65%
12.65% APR, up to 20.65%
Terms
Standard rate for Purchases. APR will vary with market based on Prime Rate. Revolving term.
Credit card score 69 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as · up to 19.75%
12.75% APR, up to 19.75%
Terms
Standard ongoing variable APR based on creditworthiness and Prime Rate as published in The Wall Street Journal on the last business day of each calendar quarter, plus margin determined by credit score at application.
Credit card score 69 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as
Terms
Variable APR. Credit line up to $30,000. No annual fee, no balance transfer fees, no cash advance fees.
Credit card score 69 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Wisconsin
67 banks and credit unions · checked Oct 16–22
- Typical
- 11.99%
- Top 10% up to
- 8.99%
- Banks, typical
- 14.24%
- Credit unions, typical
- 11.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Wisconsin
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 5 branches
- Community First Credit UnionCredit union · 29 branches
- Oakdale CUCredit union · 3 branches