Credit union · NCUA insured
Members' Advantage Credit Union
A $183.5M credit union headquartered in Wisconsin Rapids, WI, with 11,192 members and 2 branches in Wisconsin. Best rates: CDs 3.46% and savings 0.85% APY.
Members' Advantage Credit Union Carrot Score
75
Carrot Score
Higher than 39% of U.S. banks and credit unions
#9 of 19 in Stevens Point, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Members' Advantage Credit Union
- Headquarters
- 1610 Lincoln St, Wisconsin Rapids, WI 54494-5920
- NCUA charter
- 66633
Branches
2 branches in Wisconsin
Loading map…
Wisconsin
2 branches
Wisconsin Rapids area · 1
- Wisconsin Rapids OfficeMain office1610 Lincoln St, Wisconsin Rapids, WI 54494Directions
Stevens Point area · 1
- Plover Office1760 Plover Rd, Plover, WI 54467Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.23% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.21% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.83% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $84 | $76 | — |
- CapitalNet worth ratio19.23%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.21%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.83%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$84Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Members' Advantage Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.