Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 76 in Washington · median 11.62% APR
- 9.90%APRas low as
Terms
Fixed APR for purchases, balance transfers, and cash advances. Credit limit up to $25,000. 25-day grace period on purchases. No balance transfer fee and no over-limit fee.
Credit card score 84 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 20.99%
9.99% APR, up to 20.99%
Terms
Fixed rate. Credit limits from $500 to $10,000. No annual fee.
Credit card score 82 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - Cascade Federal Credit UnionCascade Classic Visa Credit Card · No annual fee
Credit union · 4 branches
9.99%APRas low asTerms
Fixed rate.
Credit card score 82 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - Puget Sound Cooperative Credit UnionVisa Platinum Credit Card · No annual fee
Credit union · 3 branches
10.00%APRas low as · up to 12.00%10.00% APR, up to 12.00%
Terms
Rate as low as 9.75% APR. Variable rate equal to Prime Rate plus a margin of 3%–5%. Credit limits up to $20,000. No annual fee.
Credit card score 81 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.49%APRas low as · up to 25.49%
10.49% APR, up to 25.49%
Terms
Standard variable purchase APR based on creditworthiness. No interest charged on purchases if entire balance owed is paid each month within 25 days of statement closing date. No annual fee.
Credit card score 81 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.50%APRas low as
Terms
Non-variable rate. Subject to credit approval.
Credit card score 81 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 10.50%APRas low as
Terms
Rates as low as 10.50% APR variable. 25-day grace period on purchases. No annual fee. Variable interest rate. Payroll deduction or automatic transfer available.
Credit card score 81 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 10.70%APRas low as · up to 21.70%
10.70% APR, up to 21.70%
Terms
Standard variable APR. Equal to Prime Rate plus a margin of 3.70%-14.70%.
Credit card score 80 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as
Credit card score 80 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - First Tech Federal Credit UnionChoice Rewards World Mastercard · No annual fee
Credit union · 9 branches
10.74%APRas low as · up to 18.00%10.74% APR, up to 18.00%
Terms
Purchase APR is 11.75% to 18.00% when you open your account, based on creditworthiness. Variable rate adjusts monthly by adding a margin of 3.74% to 18.00% to Prime Rate. Maximum APR will not exceed 18.00%. No annual fee. Earn 20,000 bonus points when you spend $3,000 in the first 60 days.
Credit card score 80 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as · up to 20.74%
10.74% APR, up to 20.74%
Terms
After the introductory period, based on creditworthiness. Variable APR based on Prime Rate.
Credit card score 80 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 17.90%
10.90% APR, up to 17.90%
Terms
Rates and financing are offered based on applicant's credit worthiness and the term of the loan.
Credit card score 79 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 10.92%APRas low as
Terms
25 day grace period on purchases; no cash advance fee
Credit card score 79 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 17.99%with conditions
10.99% APR, up to 17.99%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rates advertised for Visa Credit Card include a 0.25% discount for automatic payment and a 0.25% discount for direct deposit of payroll or retirement benefits to a Progressions Credit Union savings or checking account. Add 0.25% for other payment options and 0.25% for accounts without direct deposit. Open-ended fixed rate line of credit with variable payment calculated at 2% of outstanding balance or $25.00, whichever is greater. Includes 24-day grace period on purchases, no balance transfer fees, and no cash advance fees.
Credit card score 77 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Washington
76 banks and credit unions · checked Oct 16–22
- Typical
- 11.62%
- Top 10% up to
- 9.50%
- Banks, typical
- 14.99%
- Credit unions, typical
- 11.50%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Washington
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 8 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 2 branches