Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 61–75 of 117 in Florida · median 12.24% APR
- Community First Credit Union of FloridaVisa Platinum Credit Card · No annual fee
Credit union · 27 branches
12.40%APRas low asTerms
Variable rate, subject to change at any time. Rates as low as.
Credit card score 71 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - BrightStar Credit UnionEducator Rewards Visa Platinum Card · No annual fee
Credit union · 10 branches
12.49%APRas low as · up to 18.00%12.49% APR, up to 18.00%
Terms
Standard ongoing variable APR on purchases, balance transfers, and cash advances based on creditworthiness.
Credit card score 70 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as · up to 18.00%
12.50% APR, up to 18.00%
Terms
Variable APR based on the Prime Lending Rate published in the Wall Street Journal on the last business day of the month; will not exceed 18% APR.
Credit card score 70 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.55%APRas low as · up to 18.00%
12.55% APR, up to 18.00%
Terms
Variable APR based on creditworthiness. 25-day grace period on purchases.
Credit card score 70 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as
Terms
Rates can adjust quarterly subject to Prime Rates. Maximum rate is 18%. No balance transfer fee.
Credit card score 69 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 18.00%
12.65% APR, up to 18.00%
Terms
Standard variable APR based on creditworthiness.
Credit card score 69 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as
Terms
Purchase APR. Variable based on Prime Rate (Prime + 5.74% margin).
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as
Terms
Based on your creditworthiness.
Credit card score 69 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as · up to 18.00%
12.75% APR, up to 18.00%
Terms
Your APR will be 12.75% to 18.00% based on your credit score for purchases, balance transfers, and cash advances. Variable APR based on Prime Rate. Annual maintenance fee is None.
Credit card score 69 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Credit card score 67 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 17.50%
12.90% APR, up to 17.50%
Terms
After the introductory period, APR will be 12.90% to 17.50% based on creditworthiness. Rate as low as 12.90% APR.
Credit card score 67 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as · up to 24.99%
12.99% APR, up to 24.99%
Terms
Purchase, Balance Transfer, and Cash Advance APR. Stated as low as 12.99% APR (ranging from 12.99% to 24.99% APR). Rates based on creditworthiness. No annual fee.
Credit card score 67 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as · up to 17.50%
12.99% APR, up to 17.50%
Terms
Standard variable rate after 6 months on purchases based on creditworthiness. No annual fee, application fee, or balance transfer fee.
Credit card score 67 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
interest rate as low as 13.00% fixed; call credit union to verify rates
Credit card score 66 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 18.00%
13.00% APR, up to 18.00%
Terms
Standard variable rate for current cardholders or purchases. Determined by creditworthiness.
Credit card score 66 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Florida
117 banks and credit unions · checked Oct 15–22
- Typical
- 12.24%
- Top 10% up to
- 8.99%
- Banks, typical
- 15.74%
- Credit unions, typical
- 10.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Oxford Federal Credit UnionCredit union · 1 branch
- Climate First BankBank · 4 branches