Bank · FDIC insured
Colony Bank
A $3.6B bank, the 359th largest of 4,207, headquartered in Fitzgerald, GA, with 33 branches in 2 states. Best rates: CDs 4.05% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—4.05%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Colony Bank
Colony Bank was founded in Fitzgerald, Georgia, in 1975 to support the growth of local businesses and the community.
The bank is owned by Colony Bankcorp, Inc., a publicly traded company on the NYSE, and has expanded its service area across Georgia, Alabama, and Florida.
- Headquarters
- 302 S Main St, Fitzgerald, GA 31750
- FDIC certificate
- 22257 ↗
Branches
33 branches in 2 states
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Georgia
31 branches
Albany area · 3
- Albany-Old Dawson Branch2900 Old Dawson Rd, Albany, GA 31721Directions
- Colony Branch137 Robert B Lee Dr, Leesburg, GA 31763Directions
- Colony Bank Worth Branch601 N Main St, Sylvester, GA 31791Directions
Atlanta area · 3
- Atlanta Perimeter North Branch780 Johnson Ferry Rd, Atlanta, GA 30342Directions
- Fayetteville741 Lanier Ave W, Fayetteville, GA 30214Directions
- Manchester Branch406 W Main St, Manchester, GA 31816Directions
Tifton area · 2
- Colony Bank Ashburn Branch515 E Washington Ave, Ashburn, GA 31714Directions
- Tifton Branch104 2nd St W, Tifton, GA 31794Directions
Douglas area · 2
- Colony Bank Southeast Branch103 Alabama St S, Broxton, GA 31519Directions
- Douglas Office Branch625 Ward St W, Douglas, GA 31533Directions
Cedartown area · 2
- Cedartown Main967 N Main St, Cedartown, GA 30125Directions
- Rockmart Branch131 W Elm St, Rockmart, GA 30153Directions
Warner Robins area · 2
- Gunn Road Branch200 Gunn Rd, Centerville, GA 31028Directions
- Warner Robbins Branch1290 S Houston Lake Rd, Warner Robins, GA 31088Directions
Valdosta area · 2
- Colony Bank Quitman, Fsb Branch602 E Screven St, Quitman, GA 31643Directions
- Valdosta Branch3774 Old Us Hwy 41 N, Valdosta, GA 31602Directions
Savannah area · 2
- Savannah Branch7011 Hodgson Memorial Dr, Savannah, GA 31406Directions
- Savannah Highway 17 Branch5987 Ogeechee Rd, Savannah, GA 31419Directions
Fitzgerald area · 1
- Colony BankMain office302 S Main St, Fitzgerald, GA 31750Directions
Chattanooga area · 1
- Chickamauga Branch12691 N Highway 27, Chickamauga, GA 30707Directions
Columbus area · 1
- Colony Bank Columbus Branch1581 Bradley Park Dr, Columbus, GA 31904Directions
Cordele area · 1
- Cordele Branch1031 E 24th Ave, Cordele, GA 31015Directions
Eastman area · 1
- Colony Bank Of Dodge County Branch5510 Oak St, Eastman, GA 31023Directions
Augusta area · 1
- Columbia County Branch1201 Town Park Ln, Evans, GA 30809Directions
LaGrange area · 1
- Calumet Bank Branch101 Calumet Center Rd, LaGrange, GA 30241Directions
Macon area · 1
- Macon Bass Rd Branch1412 Bass Rd, Macon, GA 31210Directions
Moultrie area · 1
- Moultrie Branch639b Veterans Parkway S, Moultrie, GA 31768Directions
Rochelle area · 1
- Colony Bank Wilcox Branch920 1st Ave, Rochelle, GA 31079Directions
Statesboro area · 1
- Statesboro Branch104 Spring Hill Dr, Statesboro, GA 30458Directions
Thomaston area · 1
- Thomaston Downtown108 S Church St, Thomaston, GA 30286Directions
Thomasville area · 1
- Tc Federal Bank Branch131 S Dawson St, Thomasville, GA 31792Directions
Florida
2 branches
Jacksonville area · 1
- Jacksonville San Jose Branch10970 San Jose Boulevard, Jacksonville, FL 32223Directions
Tallahassee area · 1
- Tallahassee Branch2915 Kerry Forest Pkwy, Tallahassee, FL 32309Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.97% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.76% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.08% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $83 | $88 | — |
- CapitalLeverage ratio9.97%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.76%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.08%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$83Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Colony Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.