Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 39 in Wayne County, MI · median 10.90% APR
- 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as · up to 21.74%
10.74% APR, up to 21.74%
Terms
Variable APR based on creditworthiness and Prime Rate.
Credit card score 80 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.80%APRas low as · up to 13.02%
10.80% APR, up to 13.02%
Terms
25 Day Grace Period on Purchases. Rates range from 10.80%–13.02% APR based on creditworthiness.
Credit card score 80 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 14.90%
10.90% APR, up to 14.90%
Terms
Fixed-rate interest
Credit card score 79 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
As low as 10.90% fixed interest rate upon qualification. Maximum limit $8,000. No annual fee.
Credit card score 79 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Your individual rate (APR) will be determined based on your credit score.
Credit card score 77 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as · up to 17.74%
11.49% APR, up to 17.74%
Terms
After the introductory period ends, standard APR is applied to unpaid promotional balances and new purchases based on creditworthiness.
Credit card score 76 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 13.90%
11.90% APR, up to 13.90%
Terms
Reverts after the introductory period to 11.90% APR or 13.90% APR as specified in Credit Card Agreement based on credit score.
Credit card score 73 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Non-Variable Rate (Risk Based Pricing Applies). Credit limits starting at $500. Rates listed are the lowest rates available at TRUE Community Credit Union to qualifying members with high credit scores. Actual rates may be higher and are determined by a member's individual credit score.
Credit card score 72 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Non-variable rate. APR as low as 11.99% (revolving term). Rates vary and are dependent on individual credit history. No monthly, annual, or cash advance fees.
Credit card score 72 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - Community Choice Credit UnionCommunity Choice Platinum Mastercard · No annual fee
Credit union · 6 branches
12.24%APRas low asTerms
Rate is variable and based on creditworthiness, approximate term, and security offered. No annual fee and no balance transfer fee.
Credit card score 71 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 12.25%APRas low as · up to 21.25%
12.25% APR, up to 21.25%
Terms
Standard variable APR on all purchases, cash advances, and balance transfers after 12/31/26 based on creditworthiness. Variable APR is based on Wall Street Journal Prime Rate plus a margin.
Credit card score 71 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as · up to 20.49%
12.49% APR, up to 20.49%
Terms
Non-promotional variable APR applies beginning the first day of the new billing cycle after the intro period, based on creditworthiness. Variable APR varies quarterly based on the highest Prime Rate charged by banks published in WSJ as of the last business day of each quarter plus a margin.
Credit card score 70 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as · up to 25.00%
12.50% APR, up to 25.00%
Terms
Variable APR between 12.50% and 25.00% based on creditworthiness. No penalty APR, no cash advance fees.
Credit card score 70 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - Michigan First Credit UnionMichigan First Rewards Mastercard · No annual fee
Credit union · 10 branches
12.74%APRas low asTerms
Standard APR as low as 12.74% based on credit score. Max credit limit $25,000.
Credit card score 69 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Wayne County, MI
39 banks and credit unions · checked Oct 16–22
- Typical
- 10.90%
- Top 10% up to
- 9.40%
- Banks, typical
- 18.49%
- Credit unions, typical
- 10.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Chief Financial Credit UnionCredit union · 4 branches
- Extra Credit UnionCredit union · 2 branches
- Christian Financial Credit UnionCredit union · 12 branches