Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 106–120 of 134 in Michigan · median 9.99% APR
- 11.99%APRas low as
Terms
Approval and rates based on credit worthiness. Subject to change.
Credit card score 72 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 11.99%APRas low as · up to 23.99%
11.99% APR, up to 23.99%
Terms
Credit Card APR may vary and is determined by adding margin (Low Rate margin is 4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month.
Credit card score 72 · Carrot Score 93
Rate checked · Credit cards rates on its site
More details - 11.99%APRas low as
Terms
Non-Variable Rate (Risk Based Pricing Applies). As low as rate; rates listed are the lowest rates available to qualifying members with high credit scores. Actual rates may be higher and are determined by member's individual credit score. No annual fee.
Credit card score 72 · Carrot Score 72
Rate checked · Credit cards rates on its site
More details - 11.99%APRas low as
Terms
Non-variable rate. APR as low as 11.99% (revolving term). Rates vary and are dependent on individual credit history. No monthly, annual, or cash advance fees.
Credit card score 72 · Carrot Score 95
Rate checked · Credit cards rates on its site
More details - 12.00%APRas low as · up to 19.00%
12.00% APR, up to 19.00%
Terms
APR is based on creditworthiness and other qualifications required for approval. No Annual Fee.
Credit card score 72 · Carrot Score 77
Rate checked · Credit cards rates on its site
More details - 12.00%APRas low as
Terms
Monthly periodic rate of 1.0%, depending on credit history. Imposed on average daily balance of Credit Purchases.
Credit card score 72
Rate checked · Credit cards rates on its site
More details - 12.15%APRas low as
Terms
APR as low as 12.15%. Qualifications may apply.
Credit card score 72 · Carrot Score 80
Rate checked · Credit cards rates on its site
More details - Community Choice Credit UnionCommunity Choice Platinum Mastercard · No annual fee
Credit union · 23 branches
12.24%APRas low asTerms
Rate is variable and based on creditworthiness, approximate term, and security offered. No annual fee and no balance transfer fee.
Credit card score 71 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 12.46%APRas low as
Terms
Variable term. Rates and terms determined by member's credit worthiness and collateral value.
Credit card score 71 · Carrot Score 64
Rate checked · Credit cards rates on its site
More details - 12.49%APRas low as · up to 20.49%
12.49% APR, up to 20.49%
Terms
Non-promotional variable APR applies after the intro period. Rate based on creditworthiness. Variable APR equals variable margin plus Prime Rate, adjusted quarterly.
Credit card score 71 · Carrot Score 76
Rate checked · Credit cards rates on its site
More details - 12.50%APRas low as
Terms
25-day grace period on all purchases
Credit card score 70 · Carrot Score 62
Rate checked · Credit cards rates on its site
More details - 12.50%APRas low as · up to 25.00%
12.50% APR, up to 25.00%
Terms
Variable APR between 12.50% and 25.00% based on creditworthiness. No penalty APR, no cash advance fees.
Credit card score 70 · Carrot Score 81
Rate checked · Credit cards rates on its site
More details - Michigan First Credit UnionMichigan First Rewards Mastercard · No annual fee
Credit union · 32 branches
12.74%APRas low asTerms
Standard APR as low as 12.74% based on credit score. Max credit limit $25,000.
Credit card score 69 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 12.75%APRas low as · up to 20.75%
12.75% APR, up to 20.75%
Terms
12.75% - 20.75% variable APR on all purchases, balance transfers, and cash advances based on primary borrower’s creditworthiness.
Credit card score 69 · Carrot Score 73
Rate checked · Credit cards rates on its site
More details - 12.75%APRas low as
Terms
Variable APR as low as 12.75% applies to purchases, balance transfers, and cash advances. No annual fee and no cash advance fee. Subject to foreign transaction fee (1.5%) and late fee ($25).
Credit card score 69 · Carrot Score 84
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Michigan
134 banks and credit unions · checked Nov 6–7
- Typical
- 9.99%
- Top 10% up to
- 8.90%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Great Lakes First Federal Credit UnionCredit union · 2 branches
- Dow Credit UnionCredit union · 2 branches