Credit union · NCUA insured
Community West Credit Union Credit Card Rates
Top CarrotCommunity West Credit Union credit cards start at 11.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Community West Credit Union’s credit card rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Community West Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Community West Credit Union
11.99%APR
Platinum Credit Card
Lowest rate
River Valley Credit Union
7.50%APR
2nd-lowest rate
Muskegon Federal Credit Union
7.90%APR
Community West Credit Union credit card score
72
Credit card score
Higher than 32% of U.S. banks and credit unions
- Purchase APRPurchase APR11.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Community West Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Credit Card
Powered by Mastercard. Unsecured credit card holders enjoy surcharge-free balance transfers and cash advances as well as equal rates for purchases and cash advances.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Approval and rates based on credit worthiness. |
Sources (1)
- communitywestcu.org/personal-credit-cards · captured Oct 5, 2026
Classic Secured Credit Card
Powered by Mastercard. Backed by an initial cash deposit and designed for members looking to improve or build credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Approval and rates based on credit worthiness. Secured credit cards are backed by an initial cash deposit and aim to grow your credit. |
Sources (1)
- communitywestcu.org/personal-credit-cards · captured Oct 5, 2026
Gold Credit Card
Powered by Mastercard. Unsecured credit card holders enjoy surcharge-free balance transfers and cash advances as well as equal rates for purchases and cash advances.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.99% | None | Approval and rates based on credit worthiness. |
Sources (1)
- communitywestcu.org/personal-credit-cards · captured Oct 5, 2026
Platinum Credit Card
Powered by Mastercard. Unsecured credit card holders enjoy surcharge-free balance transfers and cash advances as well as equal rates for purchases and cash advances.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99% | None | Approval and rates based on credit worthiness. |
Sources (1)
- communitywestcu.org/personal-credit-cards · captured Oct 5, 2026
Who can join Community West Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Allegan, Barry, Ionia, Kent, or Ottawa counties are eligible for membership.
Family and household
- Immediate family members of current Community West Credit Union members are eligible for membership.
Other ways
- Any legal entity located in Allegan, Barry, Ionia, Kent, or Ottawa counties is eligible for membership.
- Individuals over age 55 receiving retirement annuity, pension, or social security benefits who live in or belong to a retirement organization operating in Allegan, Barry, Ionia, Kent, or Ottawa counties are eligible for membership.
Cost to join
- A minimum deposit of $5.00 into a regular savings account is required to establish membership as a share of the credit union.
Membership information collected October 5, 2026.