Credit union · NCUA insured
4Front Credit Union Credit Card Rates
4Front Credit Union credit cards start at 12.46% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How 4Front Credit Union’s credit card rates compare
Compared with banks and credit unions near Traverse City, MI, where 4Front Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
4Front Credit Union
12.46%APR
- Up to
- —
Credit Mastercard
Lowest rate
Northwest Consumers Federal Credit Union
8.88%APR
- Up to
- —
2nd-lowest rate
Lake Michigan Credit Union
9.75%APR
- Up to
- 17.75% APR
4Front Credit Union credit card score
71
Credit card score
Higher than 28% of U.S. banks and credit unions
- Purchase APRPurchase APR12.46%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where 4Front Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Mastercard
Rates and terms determined by member's credit worthiness and collateral value.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.46% | None | Variable term. Rates and terms determined by member's credit worthiness and collateral value. |
Sources (1)
- 4frontcu.com/personal/personal-rates · captured Oct 5, 2026
Who can join 4Front Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.