Credit union · NCUA insured
Manistique FCU Credit Card Rates
Manistique FCU credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Manistique FCU’s credit card rates compare
Compared with banks and credit unions in Michigan, where Manistique FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Manistique FCU
8.90%APR
- Up to
- —
Platinum Preferred Visa
Lowest rate
Construction Federal Credit Union
6.87%APR
- Up to
- —
2nd-lowest rate
Great Lakes First Federal Credit Union
6.90%APR
- Up to
- 17.90% APR
Manistique FCU credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Manistique FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa
Rate depends on credit history.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Monthly periodic rate of 1.0%, depending on credit history. Imposed on average daily balance of Credit Purchases. |
Sources (1)
- manistiquefederal.com/PDFs/Upd…redit_Card_Agreement.pdf · captured Oct 7, 2026
Platinum Preferred Visa
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Monthly periodic rate of .7416%. Imposed on average daily balance of Credit Purchases. |
Sources (1)
- manistiquefederal.com/PDFs/Upd…redit_Card_Agreement.pdf · captured Oct 7, 2026
Who can join Manistique FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, attend school in, and business and other legal entities located in Schoolcraft County and Eastern Delta County are eligible for membership.
Family and household
- Members of the immediate family or household of credit union members are eligible for membership.
Cost to join
- There is a 15 cent nonrefundable membership fee.
- A deposit of $5.00 in a share account is required to become a member.
Membership information collected October 5, 2026.