Credit union · NCUA insured
Advia Credit Union Credit Card Rates
Advia Credit Union credit cards start at 12.49% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Advia Credit Union’s credit card rates compare
Compared with banks and credit unions near Kalamazoo, MI, where Advia Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Advia Credit Union
12.49%APR
- Up to
- 20.49% APR
Visa® Platinum Variable Rate Credit Card
Lowest rate
United Bay Community Credit Union
8.96%APR
- Up to
- —
2nd-lowest rate
Consumers Credit Union
8.99%APR
- Up to
- 22.99% APR
Advia Credit Union credit card score
70
Credit card score
Higher than 27% of U.S. banks and credit unions
- Purchase APRPurchase APR12.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Advia Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Platinum Advantage Points Credit Card
Must be 18 or older. Membership eligibility required. No annual fee. Balance transfer fee of either $10 or 3% of the amount transferred, whichever is greater. Cash advances and balance transfers do not earn rewards. Points expire after 36 months (3 years). Loans held with Advia are ineligible for promotional intro rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Intro APR as low as 0% on purchases made with Advia Visa Platinum Advantage Points Credit Card for the first 6 billing cycles after date of card issuance. Late payments or other account violations may result in the loss of the intro APR. |
| Ongoing | 14.49%–22.49% | None | Non-promotional variable APR applies beginning the first day of the new billing cycle after the 6-month intro period, based on creditworthiness. Variable APR varies quarterly based on the highest Prime Rate charged by banks published in WSJ as of the last business day of each quarter plus a margin. |
Visa® Platinum Variable Rate Credit Card
Must be 18 or older. Membership eligibility required. No annual fee. Balance transfer fee of either $10 or 3% of the amount transferred, whichever is greater. Loans held with Advia are ineligible for promotional intro rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Intro APR as low as 0% on purchases made with Advia Visa Variable Rate Credit Card for the first 12 billing cycles after date of card issuance. Late payments or other account violations may result in the loss of the intro APR. |
| Ongoing | 12.49%–20.49% | None | Non-promotional variable APR applies beginning the first day of the new billing cycle after the intro period, based on creditworthiness. Variable APR varies quarterly based on the highest Prime Rate charged by banks published in WSJ as of the last business day of each quarter plus a margin. |
Who can join Advia Credit Union
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