Credit union · NCUA insured
TRUE Community Credit Union Credit Card Rates
TRUE Community Credit Union credit cards start at 11.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How TRUE Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Jackson, MI, where TRUE Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
TRUE Community Credit Union
11.99%APR
- Up to
- —
TRUE Rewards Visa
Lowest rate
Aeroquip CU
7.80%APR
- Up to
- —
2nd-lowest rate
MSU Federal Credit Union
9.90%APR
- Up to
- 17.90% APR
TRUE Community Credit Union credit card score
72
Credit card score
Higher than 32% of U.S. banks and credit unions
- Purchase APRPurchase APR11.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TRUE Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
TRUE Rewards Visa
Borrowers must be of legal age to apply for a loan. Non-variable rate with risk-based pricing. Lowest rate available to qualifying members with high credit scores. Credit limits starting at $500.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99% | None | Non-Variable Rate (Risk Based Pricing Applies). Credit limits starting at $500. Rates listed are the lowest rates available at TRUE Community Credit Union to qualifying members with high credit scores. Actual rates may be higher and are determined by a member's individual credit score. |
Sources (3)
- trueccu.com/borrow/consumer-loans/auto.html
- trueccu.com/spend/credit-cards
- trueccu.com/spend/credit-cards/true-rewards.html
All captured Oct 7, 2026
Visa Secured
Secured by a deposit account funded at approval. Non-variable/fixed rate. Rates listed are the lowest rates available to qualifying members with high credit scores.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.49% | None | Non-Variable Rate / Fixed Rate (Secured by member shares). Rates listed are the lowest rates available to qualifying members with high credit scores. Actual rates may be higher and are determined by a member's individual credit score. |
Sources (3)
- trueccu.com/borrow/consumer-loans/auto.html
- trueccu.com/spend/credit-cards
- trueccu.com/spend/credit-cards/secured-credit.html
All captured Oct 7, 2026
Who can join TRUE Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, learns (attends school), works, or worships across the State of Michigan.
Membership information collected October 5, 2026.