Credit union · NCUA insured
Community Choice Credit Union Credit Card Rates
Community Choice Credit Union credit cards start at 12.24% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Community Choice Credit Union’s credit card rates compare
Compared with banks and credit unions near Detroit, MI, where Community Choice Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Community Choice Credit Union
12.24%APR
Community Choice Platinum Mastercard
Lowest rate
Construction Federal Credit Union
6.87%APR
2nd-lowest rate
Polish-American FCU
6.90%APR
Community Choice Credit Union credit card score
71
Credit card score
Higher than 29% of U.S. banks and credit unions
- Purchase APRPurchase APR12.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Community Choice Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Community Choice Platinum Mastercard
Rates are variable and determined based on credit history, approximate term, and security offered.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.24% | None | Rate is variable and based on creditworthiness, approximate term, and security offered. No annual fee and no balance transfer fee. |
Sources (3)
- communitychoicecu.com/credit-cards
- communitychoicecu.com/rates
- communitychoicecu.com/bank/credit-cards
All captured Oct 5, 2026
Community Choice World Mastercard
Rates are variable and determined based on credit history, approximate term, and security offered.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.24% | None | Rate is variable and based on creditworthiness, approximate term, and security offered. No annual fee and no balance transfer fee. |
Sources (3)
- communitychoicecu.com/credit-cards
- communitychoicecu.com/rates
- communitychoicecu.com/bank/credit-cards
All captured Oct 5, 2026
Who can join Community Choice Credit Union
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