Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 134 in Michigan · median 9.99% APR
- 8.90%APRas low as
Terms
APR as low as 8.90%. No annual fees. No balance transfer fees.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low as
Terms
28-day grace period on all purchases; 8.9% APR
Credit card score 89 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low as
Terms
Rates as low as 8.9% APR. Rates, terms and conditions vary based on each member's creditworthiness and underwriting standards. All loans are subject to credit approval. Payment is calculated as 3% of balance or $25, whichever is greater. No annual fee. Balance transfers have no fee.
Credit card score 89 · Carrot Score 97
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low as
Terms
No annual fee; 25 day grace period on all purchases; ScoreCard bonus points, Concierge Service, and Travel Accident Insurance
Credit card score 89 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low as · up to 17.90%
8.90% APR, up to 17.90%
Terms
Based on your creditworthiness. Exceptionally low fixed rate.
Credit card score 89 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low as
Terms
Fixed APR.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low as · up to 13.92%
8.90% APR, up to 13.92%
Terms
Fixed rates of 8.90% or 13.92%. No annual fee. Transaction types not specified.
Credit card score 89 · Carrot Score 84
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rate based on credit. Annual fee waived if you qualify for 8.9% APR or have a direct deposit relationship.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 8.95%APRas low as · up to 18.95%
8.95% APR, up to 18.95%
Terms
Regular rate as low as 8.95% APR; purchase rates range from 8.95% to 18.95% APR based on credit history.
Credit card score 89 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 8.95%APRas low as
Terms
APR for purchases is 8.95% (monthly periodic rate of 0.7458%) for credit scores of 680 and above at the time of application. No annual fee.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 8.96%APRas low as
Terms
Rate is 'as low as' based on creditworthiness. $200 minimum line of credit. No balance transfer fee.
Credit card score 89 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as · up to 22.99%
8.99% APR, up to 22.99%
Terms
Lowest variable APR shown; standard variable APR ranges from 8.99% to 22.99% based on creditworthiness. Credit line ranges from $2,000 to $50,000.
Credit card score 88 · Carrot Score 74
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as · up to 18.00%
8.99% APR, up to 18.00%
Terms
Standard non-variable APR for purchases, balance transfers, and cash advances based on creditworthiness/FICO score. Rates are current as of 07/01/2015 and subject to change.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as
Terms
Ongoing purchase APR as low as 8.99%. Listed as 8.99% in table and disclosure as new purchases may be as low as 8.99% APR*.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as · up to 17.99%
8.99% APR, up to 17.99%
Terms
Fixed APR when you open your account based on your creditworthiness. No annual fee, no balance transfer fee, no cash advance fee.
Credit card score 88 · Carrot Score 92
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Michigan
134 banks and credit unions · checked Nov 6–7
- Typical
- 9.99%
- Top 10% up to
- 8.90%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Great Lakes First Federal Credit UnionCredit union · 2 branches
- Dow Credit UnionCredit union · 2 branches