Credit union · NCUA insured
Health Advantage Credit Union Credit Card Rates
Top CarrotHealth Advantage Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Health Advantage Credit Union’s credit card rates compare
Compared with banks and credit unions near Saginaw, MI, where Health Advantage Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Health Advantage Credit Union
9.90%APR
VISA Platinum Rewards Credit Card
Lowest rate
Family First Credit Union
8.90%APR
2nd-lowest rate
Security Credit Union
8.90%APR
Health Advantage Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Health Advantage Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Platinum Rewards Credit Card
Credit limits from $500 to $20,000. Minimum payment is 3% of balance or $25, whichever is greater. No annual fee and no balance transfer fee. Rates, terms and conditions vary based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | APR as low as 9.90%. Rates, terms and conditions vary based on each member's creditworthiness and underwriting standards. Payment is calculated as 3% of balance or $25, whichever is greater. No annual fee. Credit limits from $500 - $20,000. |
Who can join Health Advantage Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the credit union are eligible to join.
- Employees, independent contractors, or self-employed individuals who regularly work in the Healthcare Industry in the State of Michigan are eligible for membership.
- Retirees from the healthcare industry are eligible to join.
Family and household
- Members of immediate families or households of eligible persons may join.
Other ways
- Organizations of such eligible persons may join the credit union.
- Spouses of persons who have died while within the Healthcare Industry are eligible to join.
Cost to join
- A minimum deposit balance of $5.00 is required to open a share savings account; there is no membership fee.
Membership information collected October 5, 2026.