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Credit union · NCUA insured

Michigan United Credit Union Credit Card Rates

Top Carrot, Carrot Score 87Top Carrot

Michigan United Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Michigan United Credit Union’s credit card rates compare

Compared with banks and credit unions near Detroit, MI, where Michigan United Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 87

    This credit union’s lowest

    Michigan United Credit Union

    8.90%APR

    Up to
    17.90% APR

    CLASSIC VISA® CREDIT CARD

  • Top Carrot, Carrot Score 91

    Lowest rate

    Construction Federal Credit Union

    6.87%APR

    Up to
    —

    Construction Federal Credit Union rates

  • Top Carrot, Carrot Score 93

    2nd-lowest rate

    Polish-American FCU

    6.90%APR

    Up to
    —

    Polish-American FCU rates

Compare credit card rates near you →

Michigan United Credit Union credit card score

89

Credit card score

Higher than 87% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR8.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Michigan United Credit Union ranks

By credit card score, in each area where it has branches

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Michigan United Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who reside, work, worship, or attend school in the state of Michigan are eligible for membership.

Cost to join

  • A minimum cash deposit and balance of $5 in a share savings account is required to join and maintain member benefits.

Membership information collected October 5, 2026.

← Michigan United Credit Union overview