Credit union · NCUA insured
Michigan United Credit Union Credit Card Rates
Top CarrotMichigan United Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Michigan United Credit Union’s credit card rates compare
Compared with banks and credit unions near Detroit, MI, where Michigan United Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Michigan United Credit Union
8.90%APR
- Up to
- 17.90% APR
CLASSIC VISA® CREDIT CARD
Lowest rate
Construction Federal Credit Union
6.87%APR
- Up to
- —
2nd-lowest rate
Polish-American FCU
6.90%APR
- Up to
- —
Michigan United Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Michigan United Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
CLASSIC VISA® CREDIT CARD
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90%–17.90% | None | Based on your creditworthiness |
Sources (1)
- michiganunitedcu.org/credit-card · captured Oct 5, 2026
REWARDS VISA® CREDIT CARD
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.75%–17.99% | None | Based on your creditworthiness |
Sources (1)
- michiganunitedcu.org/credit-card · captured Oct 5, 2026
Who can join Michigan United Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside, work, worship, or attend school in the state of Michigan are eligible for membership.
Cost to join
- A minimum cash deposit and balance of $5 in a share savings account is required to join and maintain member benefits.
Membership information collected October 5, 2026.