Credit union · NCUA insured
Soo Co-Op CU Credit Card Rates
Top CarrotSoo Co-Op CU credit cards start at 8.95% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Soo Co-Op CU’s credit card rates compare
Compared with banks and credit unions near Sault Ste. Marie, MI, where Soo Co-Op CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Soo Co-Op CU
8.95%APR
- Up to
- —
Platinum Preferred
2nd-lowest rate
U.P. State Credit Union
9.50%APR
- Up to
- —
3rd-lowest rate
Nicolet National Bank
11.90%APR
- Up to
- 23.90% APR
Soo Co-Op CU credit card score
89
Credit card score
Higher than 86% of U.S. banks and credit unions
- Purchase APRPurchase APR8.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Soo Co-Op CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum
For members with credit scores of 679 and below at the time of application. Maximum credit limit up to $10,000. Minimum payment is 3.5% of Total New Balance (minimum $25).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.75% | None | APR for purchases is 12.75% (monthly periodic rate of 1.0625%) for credit scores of 679 and below at the time of application. No annual fee. |
Sources (2)
All captured Oct 7, 2026
Platinum Preferred
For members with credit scores of 680 and above at the time of application. Maximum credit limit up to $15,000. Minimum payment is 2.25% of Total New Balance (minimum $25).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.95% | None | APR for purchases is 8.95% (monthly periodic rate of 0.7458%) for credit scores of 680 and above at the time of application. No annual fee. |
Sources (2)
All captured Oct 7, 2026
Who can join Soo Co-Op CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to persons whose residence, employment, place of religious worship, real estate ownership, or school attendance is in the State of Michigan.
Family and household
- Open to any immediate relatives of current Soo Co-op Credit Union members.
Cost to join
- Establishing membership requires maintaining a minimum balance of at least $5.00 in a basic savings account.
Membership information collected October 5, 2026.