Credit union · NCUA insured
Lakeshore Federal Credit Union Credit Card Rates
Lakeshore Federal Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Lakeshore Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Muskegon, MI, where Lakeshore Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Lakeshore Federal Credit Union
8.90%APR
Platinum
Lowest rate
Muskegon Federal Credit Union
7.90%APR
2nd-lowest rate
Family Financial Credit Union
8.90%APR
Lakeshore Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lakeshore Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum
Offered to qualifying members. 25 day grace period on all purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | No annual fee; 25 day grace period on all purchases; ScoreCard bonus points, Concierge Service, and Travel Accident Insurance |
Sources (1)
- lakeshorefcu.com/borrow/credit-cards · captured Oct 7, 2026
Start Up
Offered to qualifying members. 25 day grace period on all purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | None | No annual fee; 25 day grace period on all purchases |
Sources (1)
- lakeshorefcu.com/borrow/credit-cards · captured Oct 7, 2026
VISA Classic
Offered to qualifying members. 25 day grace period on all purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | No annual fee; 25 day grace period on all purchases |
Sources (1)
- lakeshorefcu.com/borrow/credit-cards · captured Oct 7, 2026
Who can join Lakeshore Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses and other legal entities located within Muskegon County are eligible for membership.
- Individuals who live in Muskegon County are eligible for membership.
- Individuals who work in Muskegon County are eligible for membership.
- Individuals who worship in Muskegon County are eligible for membership.
Employers and groups
- Employees of the credit union are eligible for membership.
- Organizations associated with eligible individuals are eligible for membership.
3 more ways to join
Military, government and schools
- Individuals who attend school in Muskegon County are eligible for membership.
Family and household
- Immediate family members or household members of a current or eligible member are eligible for membership.
- Spouses of persons who were within the field of membership at the time of their passing are eligible for membership.
Cost to join
- A $5.00 deposit is required to purchase a share in the credit union to open a savings account, and must remain in the account until it is closed out.
Membership information collected October 5, 2026.