Credit union · NCUA insured
Consumers Credit Union Credit Card Rates
Consumers Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Consumers Credit Union’s credit card rates compare
Compared with banks and credit unions near Kalamazoo, MI, where Consumers Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Consumers Credit Union
8.99%APR
- Up to
- 22.99% APR
Low Rate Credit Card
Lowest rate
United Bay Community Credit Union
8.96%APR
- Up to
- —
3rd-lowest rate
KCCU
8.99%APR
- Up to
- 17.99% APR
Consumers Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Consumers Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Mastercard
Personal credit card. Earns unlimited 1.50% cash back on purchases. Minimum credit line $2,000, maximum $50,000. Approval subject to credit review.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.99% | None | Lowest variable APR shown; actual APR determined by creditworthiness and other factors. Credit line ranges from $2,000 to $50,000. |
Sources (3)
- consumerscu.org/cash-back-card
- consumerscu.org/personal/lending/credit-cards
- consumerscu.org/rates/lending-rates
All captured Oct 16, 2026
Low Rate Credit Card
Personal credit card. Minimum credit line $2,000, maximum $50,000. Approval subject to credit review.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99%–22.99% | None | Lowest variable APR shown; standard variable APR ranges from 8.99% to 22.99% based on creditworthiness. Credit line ranges from $2,000 to $50,000. |
| Intro, 13 months | 0.00% | None | Introductory 0% APR on balance transfers for new cardholders for the first 13 billing cycles on balances transferred within 60 days of account opening. A 4.00% transfer fee (minimum $5.00) applies. After 13 billing cycles, balance transfer rate adjusts to 12.99% - 22.99% APR. |
Sources (2)
All captured Oct 16, 2026
Who can join Consumers Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living, working, or worshiping in Allen, DeKalb, Elkhart, Laporte, Porter, St. Joseph, and Steuben counties in Indiana.
- Membership is open to anyone who lives, works, or worships in Michigan.
Employers and groups
- Membership is open to individuals who donate $5 to Special Olympics Michigan (SOMI) and sign up for their email newsletter.
Cost to join
- A $25 share deposit is reserved in savings to establish membership ownership.
Membership information collected October 5, 2026.