Credit union · NCUA insured
Farmers Insurance Federal Credit Union Credit Card Rates
Top CarrotFarmers Insurance Federal Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 17, 2026.
How Farmers Insurance Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where Farmers Insurance Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Farmers Insurance Federal Credit Union
8.99%APR
- Up to
- 18.00% APR
Select Visa®
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Farmers Insurance Federal Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Farmers Insurance Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Blue Visa®
Share Secured Credit Card requiring deposited funds to be placed on hold with the Credit Union. Pledged shares in share account secure the account. Membership eligibility required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.99% | None | Rates as low as 7.99% APR. Rates include discounts for Direct Deposit into a Farmers Insurance Federal Credit Union Checking Account and Automatic Payment/Folio Deduction; applies to purchases, balance transfers, and cash advances. Subject to credit approval. |
| Ongoing | 8.99%–18.00% | None | Non-variable rate based on creditworthiness. Monthly periodic rate of .67%. |
Sources (3)
All captured Oct 17, 2026
Crystal Visa®
Subject to credit approval and membership eligibility.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR on purchases for the first 6 months from account opening. Promotion period effective for cards opened beginning July 30, 2020 until further notice. Annual fee waived for the first year. Not available to members with an outstanding balance/closed Zero Percent Loan or any FIGFCU Visa within the last year. |
| Ongoing | 16.49%–18.00% | $99 | Standard ongoing variable APR of 16.49% - 18.00% based on Prime Rate plus margin and creditworthiness, applying after introductory period to purchases. $99 annual fee applies after the first 12 months. |
Select Visa®
Subject to credit approval and membership eligibility.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% introductory APR on purchases for the first 6 months from account opening. Promotion period effective for cards opened beginning July 20, 2020 until further notice. Not available to members with an outstanding balance or closed Zero Percent Loan or who had any FIGFCU Select Visa / Visa credit card within the last 12 months. |
| Ongoing | 8.99%–18.00% | None | Standard non-variable APR for purchases, balance transfers, and cash advances based on creditworthiness/FICO score. Rates are current as of 07/01/2015 and subject to change. |
Sources (3)
All captured Oct 17, 2026
Visa® Platinum
Subject to credit approval and membership eligibility.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR on purchases for the first 6 months from account opening. Promotion period effective for cards opened beginning December 21, 2020 until further notice. Not available to members who had an outstanding balance on a preexisting/closed FIGFCU Zero Percent Loan or any FIGFCU Visa Credit Card within the last 12 months. |
| Ongoing | 8.99%–18.00% | None | Rates include discounts for Direct Deposit into a Farmers Insurance Federal Credit Union Checking Account and Automatic Payment/Folio Deduction; applies to purchases, balance transfers, and cash advances. |
| Ongoing | 10.99%–18.00% | None | Standard ongoing variable APR of 10.99% - 18.00% based on creditworthiness, applying after introductory period to purchases. APR may vary with the Prime Rate. Credit cards do not qualify for the Direct Deposit discount per overview page. |
Who can join Farmers Insurance Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- U.S. citizens and residents of the United States or its territories can join through the American Consumer Council (ACC) at no cost.
Employers and groups
- Employees and agents of Farmers are eligible for membership.
Family and household
- Relatives of current FIGFCU members are eligible for membership.
Membership information collected October 5, 2026.