Credit union · NCUA insured
Family First Credit Union Credit Card Rates
Top CarrotFamily First Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 17, 2026.
How Family First Credit Union’s credit card rates compare
Compared with banks and credit unions near Saginaw, MI, where Family First Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Family First Credit Union
8.90%APR
Visa Credit Card
2nd-lowest rate
Security Credit Union
8.90%APR
3rd-lowest rate
Frankenmuth Credit Union
8.99%APR
Family First Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Family First Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | — |
Sources (4)
All captured Oct 5, 2026
Who can join Family First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone residing, working, worshiping, or attending school in Saginaw, Bay, Midland, or Genesee Counties is eligible for membership.
Family and household
- Relatives by blood, marriage, or foster children living in an existing member's household are eligible for membership.
Other ways
- Retirees aged 55 or older receiving a pension and living within Saginaw, Bay, Midland, or Genesee Counties are eligible for membership.
Membership information collected October 5, 2026.