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Compare Bank & Credit Union Rates

Best credit card rates, lowest APRs

Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.

Institution
Location

Top credit card rates

Showing 1–15 of 134 in Michigan · median 9.99% APR

  1. Construction Federal Credit UnionVisa Platinum · No annual fee

    Credit union · 1 branch

    6.87%APRas low as
  2. Top Carrot, Carrot Score 98
    Great Lakes First Federal Credit UnionClassic VISA · No annual fee

    Credit union · 2 branches

    6.90%APRas low as · up to 17.90%
  3. Top Carrot, Carrot Score 87
    Integra First Federal Credit UnionIntegra First Rewards Visa · No annual fee

    Credit union · 4 branches

    6.90%APRas low as
  4. Top Carrot, Carrot Score 92
    Polish-American FCUPAFCU Visa® Platinum Preferred Credit Card · No annual fee

    Credit union · 2 branches

    6.90%APRas low as
  5. Top Carrot, Carrot Score 88
    River Valley Credit UnionRVCU Visa Credit Card · No annual fee

    Credit union · 3 branches

    7.50%APRas low as
  6. Top Carrot, Carrot Score 92
    Aeroquip CUPlatinum Visa · No annual fee

    Credit union · 3 branches

    7.80%APRas low as
  7. Top Carrot, Carrot Score 93
    Muskegon Federal Credit UnionPlatinum Visa with ScoreCard · No annual fee

    Credit union · 3 branches

    7.90%APRas low as
  8. Top Carrot, Carrot Score 99
    Settlers Federal Credit UnionVisa Platinum Preferred · No annual fee

    Credit union · 2 branches

    7.90%APRas low as
  9. Top Carrot, Carrot Score 95
    Lenco Credit UnionVISA Platinum · No annual fee

    Credit union · 2 branches

    7.99%APRas low as
  10. Top Carrot, Carrot Score 89
    LAFCUSimple Visa · No annual fee

    Credit union · 10 branches

    8.49%APRas low as
  11. Marquette Community Federal Credit UnionPlatinum Preferred · No annual fee

    Credit union · 2 branches

    8.49%APRas low as
  12. Top Carrot, Carrot Score 87
    FreeStar Financial Credit UnionHeroes’ Visa Platinum Card · No annual fee

    Credit union · 8 branches

    8.50%APRas low aswith conditions
  13. Top Carrot, Carrot Score 88
    Northwest Consumers Federal Credit UnionVisa Credit Card · No annual fee

    Credit union · 3 branches

    8.88%APRas low as
  14. Top Carrot, Carrot Score 89
    Breakwater Federal Credit UnionVISA Cash Back Credit Card · No annual fee

    Credit union · 1 branch

    8.90%APRas low as
  15. Top Carrot, Carrot Score 94
    Christian Financial Credit UnionVisa Platinum Credit Card · No annual fee

    Credit union · 12 branches

    8.90%APRas low as

Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What credit cards charge in Michigan

134 banks and credit unions · checked Nov 6–7

Typical
9.99%
Top 10% up to
8.90%
Credit unions, typical
9.99%

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Michigan

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Settlers Federal Credit UnionCredit union · 2 branches
  2. Great Lakes First Federal Credit UnionCredit union · 2 branches
  3. Dow Credit UnionCredit union · 2 branches
See all ranked institutions

Credit card rates by state