Credit union · NCUA insured
Northwest Consumers Federal Credit Union Credit Card Rates
Top CarrotNorthwest Consumers Federal Credit Union credit cards start at 8.88% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Northwest Consumers Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Traverse City, MI, where Northwest Consumers Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Northwest Consumers Federal Credit Union
8.88%APR
- Up to
- —
Visa Credit Card
2nd-lowest rate
Lake Michigan Credit Union
9.75%APR
- Up to
- 17.75% APR
3rd-lowest rate
MSU Federal Credit Union
9.90%APR
- Up to
- 17.90% APR
Northwest Consumers Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.88%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Northwest Consumers Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.88% | None | — |
Sources (1)
- nwconsumers.org · captured Oct 7, 2026
Who can join Northwest Consumers Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who works, worships, attends school or lives in Grand Traverse County is eligible for membership.
Family and household
- Immediate family members of eligible individuals can join Northwest Consumers Federal Credit Union.
Membership information collected October 5, 2026.