Credit union · NCUA insured
Construction Federal Credit Union Credit Card Rates
Top CarrotConstruction Federal Credit Union credit cards start at 6.87% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Construction Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Detroit, MI, where Construction Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Construction Federal Credit Union
6.87%APR
Visa Platinum
2nd-lowest rate
Polish-American FCU
6.90%APR
3rd-lowest rate
Christian Financial Credit Union
8.90%APR
Construction Federal Credit Union credit card score
99
Credit card score
Higher than 99% of U.S. banks and credit unions
- Purchase APRPurchase APR6.87%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Construction Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Credit cards issued upon approval of credit. Minimum interest charge is $0. Cash advance fee is $0. Late payment fee is $10 or required minimum payment, whichever is less. Returned check fee is $0.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.99% | None | — |
Sources (2)
All captured Oct 7, 2026
Visa Gold
Credit cards issued upon approval of credit. Minimum interest charge is $0. Cash advance fee is $0. Late payment fee is $10 or required minimum payment, whichever is less. Returned check fee is $20 or required minimum payment, whichever is less.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99% | None | — |
Sources (2)
All captured Oct 7, 2026
Visa Platinum
Credit cards issued upon approval of credit. Minimum interest charge is $5. Cash advance fee is $25. Late payment fee is $25 or required minimum payment, whichever is less. Returned check fee is $25 or required minimum payment, whichever is less.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 6.87% | None | — |
| Ongoing | 10.87% | None | — |
Sources (2)
All captured Oct 7, 2026
Who can join Construction Federal Credit Union
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