Credit union · NCUA insured
Muskegon Federal Credit Union Credit Card Rates
Top CarrotMuskegon Federal Credit Union credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Muskegon Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Muskegon, MI, where Muskegon Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Muskegon Federal Credit Union
7.90%APR
Platinum Visa with ScoreCard
2nd-lowest rate
Family Financial Credit Union
8.90%APR
3rd-lowest rate
Lakeshore Federal Credit Union
8.90%APR
Muskegon Federal Credit Union credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Muskegon Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Building Visa
No minimum credit score required. Available as early as age 16. All parties applying for VISA must be members of the credit union.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | No minimum credit score required. Great card to help build credit as early as age 16. |
Sources (1)
- muskfedcu.com/loans/visa-credit-cards · captured Oct 7, 2026
Platinum Visa
Requires at least a 600 Credit Score. All parties applying for VISA must be members of the credit union.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90%–10.90% | None | Requires at least a 600 Credit Score. |
Sources (1)
- muskfedcu.com/loans/visa-credit-cards · captured Oct 7, 2026
Platinum Visa with ScoreCard
Requires at least a 680 Credit Score. All parties applying for VISA must be members of the credit union.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | Requires at least a 680 Credit Score. |
Sources (1)
- muskfedcu.com/loans/visa-credit-cards · captured Oct 7, 2026
Who can join Muskegon Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, or attend school in Muskegon County.
Family and household
- Eligibility is open to individuals who have an immediate family member (spouse, child, sibling, parent, grandchild, grandparents, including step or adopted children) currently a member.
Cost to join
- A membership fee is required to join, with details referenced via an external link.
- A $5 deposit establishes and maintains membership.
Membership information collected October 5, 2026.