Credit union · NCUA insured
Great Lakes First Federal Credit Union Credit Card Rates
Top CarrotGreat Lakes First Federal Credit Union credit cards start at 6.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Great Lakes First Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Escanaba, MI, where Great Lakes First Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Great Lakes First Federal Credit Union
6.90%APR
- Up to
- 17.90% APR
Classic VISA
2nd-lowest rate
U.P. State Credit Union
9.50%APR
- Up to
- —
3rd-lowest rate
Peninsula Federal Credit Union
9.95%APR
- Up to
- —
Great Lakes First Federal Credit Union credit card score
97
Credit card score
Higher than 99% of U.S. banks and credit unions
- Purchase APRPurchase APR6.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Great Lakes First Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic VISA
Rates based on credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 6.90%–17.90% | None | Based on credit score. |
Platinum VISA
Rates based on credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 6.90%–17.90% | None | Based on credit score. |
Who can join Great Lakes First Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, as well as businesses and other legal entities located within a 4-mile radius of the post office in Gladstone, MI, are eligible for membership.
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located in the Michigan townships of Bay de Noc, Brampton, Ensign, and Masonville are eligible for membership.
- Persons living, regularly working, worshiping, attending school, volunteering, or participating in associations or poverty/distress alleviation programs in the underserved area of Delta County, as well as qualifying organizations in that area, are eligible for membership.
Employers and groups
- Employees of the Harnischfeger Corporation in Escanaba, MI are eligible for membership.
- Members of Esky Band Boosters in Escanaba, Michigan who qualify for membership in accordance with its charter and bylaws in effect on September 30, 1992 are eligible for membership.
- Employees of Great Lakes First Federal Credit Union are eligible for membership.
9 more ways to join
Employers and groups
- Members of Teamsters Local #328 in Escanaba, MI are eligible for membership.
- Employees of Alger Delta Co-Op Electric Corporation who work in Gladstone, MI are eligible for membership.
- Employees of Northern Michigan Splice Veneer (now called Besse Forest Products) who work in Gladstone, MI are eligible for membership.
- Employees of Marble Arms Company who work in Gladstone, MI are eligible for membership.
- Employees of LaPine Brothers who work in Gladstone, MI are eligible for membership.
Family and household
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including adoptive and step relationships) or household members of eligible persons are eligible for membership.
Other ways
- Persons retired as pensioners or annuitants from qualifying employment are eligible for membership.
- Organizations of eligible persons are eligible for membership.
Membership information collected October 5, 2026.