Credit union · NCUA insured
Settlers Federal Credit Union Credit Card Rates
Top CarrotSettlers Federal Credit Union credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Settlers Federal Credit Union’s credit card rates compare
Compared with banks and credit unions in Michigan, where Settlers Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Settlers Federal Credit Union
7.90%APR
- Up to
- —
Visa Platinum Preferred
Lowest rate
6.87%APR
- Up to
- —
2nd-lowest rate
Great Lakes First Federal Credit Union
6.90%APR
- Up to
- 17.90% APR
Settlers Federal Credit Union credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Settlers Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
Credit card purchases and cash advances are the same rate. Protected by Verified by Visa and earn points for air miles, products, etc.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Credit card purchases and cash advances are the same rate. Earn points for air miles, products, etc. |
Sources (1)
- settlersfcu.com/products-and-services/credit-and-loans · captured Oct 7, 2026
Visa Platinum Preferred
Credit card purchases and cash advances are the same rate. Protected by Verified by Visa and earn points for air miles, products, etc.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | Credit card purchases and cash advances are the same rate. Earn points for air miles, products, etc. |
Sources (1)
- settlersfcu.com/products-and-services/credit-and-loans · captured Oct 7, 2026
Who can join Settlers Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- People who live, work, worship, or attend school in Ontonagon or Gogebic Counties, as well as businesses and other legal entities located there, are eligible for membership.
Membership information collected October 5, 2026.