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Credit union · NCUA insured

Polish-American FCU Credit Card Rates

Top Carrot, Carrot Score 93Top Carrot

Polish-American FCU credit cards start at 6.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Polish-American FCU’s credit card rates compare

Compared with banks and credit unions near Detroit, MI, where Polish-American FCU has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 93

    This credit union’s lowest

    Polish-American FCU

    6.90%APR

    PAFCU Visa® Platinum Preferred Credit Card

  • Top Carrot, Carrot Score 91

    Lowest rate

    Construction Federal Credit Union

    6.87%APR

    Construction Federal Credit Union rates

  • Top Carrot, Carrot Score 94

    3rd-lowest rate

    Christian Financial Credit Union

    8.90%APR

    Christian Financial Credit Union rates

Compare credit card rates near you →

Polish-American FCU credit card score

97

Credit card score

Higher than 99% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR6.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Polish-American FCU ranks

By credit card score, in each area where it has branches

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Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Polish-American FCU

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Members of the Foundation and Center of the 2nd Polish Corps at Orchard Lake Schools in Orchard Lake, Michigan qualifying under bylaws as of April 2, 1993 are eligible.
  • Employees of All Star Amusement who work in Detroit, Michigan are eligible.
  • Members of the American Polish Cultural Center in Troy, Michigan qualifying under bylaws as of April 2, 1993 are eligible.
  • Members of the American Polish Engineering Association in Madison Heights, Michigan qualifying under bylaws as of May 26, 1993 are eligible.
  • Members of American-Polish Century Club in Sterling Heights, MI qualifying under charter and bylaws as of 9/15/2009 are eligible.
  • Employees of the credit union and persons retired as pensioners or annuitants from qualifying employment are eligible.
18 more ways to join

Employers and groups

  • Members of Our Lady of Czestochowa Church in Sterling Heights, MI qualifying under charter and bylaws as of 7/27/2009 are eligible.
  • Registered members and employees of St. Ladislaus Parish, St. Florian Parish, and Our Lady Queen of Apostles Parish in Hamtramck, Michigan are eligible.
  • Natural person, dues-paying members of the Polish American Congress, Michigan Division, who qualify under bylaws as of February 3, 1976, and live in Michigan are eligible.
  • Members of Polish Century Club of Detroit, Inc. in Troy, MI qualifying under charter and bylaws in effect on February 18, 1917 are eligible.
  • Members of The Polish Mission are eligible.
  • Members of the Polish Scouting Organization in Sterling Heights, Michigan qualifying under bylaws as of February 24, 1993 are eligible.
  • Members of the Pope John Paul II Society, P.R.C.U.A. No. 1593, in Warren, Michigan qualifying under bylaws as of May 12, 1994 are eligible.
  • Members of the National Polish-American Sports Hall of Fame in Troy, MI qualifying under charter and bylaws in effect on June 14, 1973 are eligible.
  • Registered members of St. Linus Parish and St. Sabina Parish located in Dearborn Heights, Michigan are eligible.
  • Members of White Eagle Sports Club in Troy, MI qualifying under charter and bylaws as of Nov. 19, 2009 are eligible.

Military, government and schools

  • Employees of the City of Hamtramck who work in Hamtramck, Michigan are eligible.
  • Employees of Hamtramck Public Schools who work in Hamtramck, Michigan are eligible.

Family and household

  • Spouses of deceased members within the field of membership, members of immediate family or household, and organizations of qualifying persons are eligible.

Other ways

  • Contributors to the Friends of the National Polish American Sports Hall of Fame are eligible.
  • Individuals of Polish heritage or descent may qualify for membership at PAFCU.
  • Members of the St. Andrew Parish Community Credit Union as of June 30, 1983 are eligible.
  • Members of record of the St. Ladislaus Credit Union as of the effective date of merger are eligible.
  • Members of record of the St. Linus Credit Union as of the effective date of merger are eligible.

Cost to join

  • A $5 deposit in a savings account is required for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Polish-American FCU overview