Credit union · NCUA insured
River Valley Credit Union Credit Card Rates
Top CarrotRiver Valley Credit Union credit cards start at 7.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How River Valley Credit Union’s credit card rates compare
Compared with banks and credit unions near Grand Rapids, MI, where River Valley Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
River Valley Credit Union
7.50%APR
RVCU Visa® Credit Card
2nd-lowest rate
Muskegon Federal Credit Union
7.90%APR
3rd-lowest rate
Northwest Consumers Federal Credit Union
8.88%APR
River Valley Credit Union credit card score
95
Credit card score
Higher than 97% of U.S. banks and credit unions
- Purchase APRPurchase APR7.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where River Valley Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
RVCU Visa® Credit Card
All loans and credit cards are subject to credit approval. Rates, terms, rewards, and features are subject to change. Rates start at 7.50% APR based on credit history. Variable APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.50% | None | Purchase APR starting at 7.50% APR (or 7.5% depending on credit). |
| Intro, 6 months | 3.99% | None | Balance transfer promotional rate of 3.99% APR for the first 6 months; valid on new credit card accounts only. |
Sources (3)
All captured Oct 5, 2026
Who can join River Valley Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or worship in Kent, Montcalm, or Ionia County, Michigan are eligible to join.
Other ways
- Individuals aged 55 or older who receive retirement annuity, pension, Social Security, or similar retirement income and reside in or belong to a retirement organization located in Kent, Montcalm, or Ionia County, Michigan are eligible to join.
Membership information collected October 5, 2026.